Searching For Retirement Solutions, Generation X Can Benefit From A Closer Look At Variable Annuitie

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SEARCHING FOR RETIREMENT SOLUTIONS, GENERATION X CAN BENEFIT FROM A CLOSER LOOK AT VARIABLE ANNUITIES

By Michael Albertson, President,

AnnuityAlert

That individual, along with the millions belonging to that cohort, will be distinguished by experiences influenced by the exciting rise in technology and innovation, as well as by the uncertainties of competing successfully in the global macro-economy.

With one eye out to their retirement futures, it is no surprise then that Generation X is looking for investment solutions that balance income generation at retirement with potential growth of their investment

While advantages like an annuity’s guaranteed income feature provide the assurance that – no matter what happens – they can count on a tax-deferred reserve of income down the road, they should also keep a positive perspective on the equity market’s long term history as well.

Variable annuities in particular, can offer a distinctive way to construct a long-term investment plan. They provide a range of investment selections through sub-accounts that include ...
... stocks, bonds (or a blend of the two) and some even have fixed account options.

Despite the market’s ups and downs, the benefits of keeping invested in stocks are still abundantly clear as this chart illustrates. While market volatility can occasionally shake up even the most confident investor, looking back on the performance of the main domestic equity benchmark, the S&P 500 Index,® offers an overwhelming view as to how often the number of positive performance years beat the number of negative performance years.

THE ENDURING POWER OF THE STOCK MARKET: 1928-2011

Just like any other investment, variable annuities contain characteristics that may or may not match your own objectives, preferences or tolerance for risk. For many long-term Gen X investors, though, a variable annuity strategy can provide a real advantage to defining and attaining portfolio goals.

About Michael Albertson President of AnnuityAlert, Michael Albertson has more than a decade of experience in providing advice and insights to individuals and families who are facing investment challenges. Michael is also the author of DECISION ROADMAP: Are annuities right for you?Free downloads are available at

www.annuityalert.com

Michael can be contacted at mailto:mike@annuityalert.com or 800.000.0000.

Guarantees apply to certain insurance and annuity products (not securities, variable or investment advisory products) and are subject to product terms, exclusions and limitations and the insurer's claims-paying ability and financial strength.

Represents historical equity and fixed income performance of the S&P 500 Index from 12/31/28 through 12/31/11. The illustration is hypothetical only and does not represent the performance of any investment. No one can invest directly in an index. Performance for other periods will vary
variable annuities Guarantees apply to certain insurance and annuity products (not securities, variable or investment advisory products) and are subject to product terms, exclusions and limitations and the insurer's claims-paying ability and financial strength annuities http://www.annuityalert.com