Piano Insurance - The Reasons Why You Need It!

By Author: Music insurance Company
Total Articles: 275
Comment this article

Every time you play the piano, you experience bliss. You know it comes from within. Connoisseurs of music and harmony are emotionally attached to their musical instruments. Every chord they strike comes straight from the bottom of their hearts. If you are an expert musician or just an apprentice, it hardly matters when music is your love. And, when you are in love with music, it means a world to you, and the instruments become integral to your musical cosmos.

Is your musical cosmos safe from the intruders?

So, are the components of your harmonious universe well-protected from the unforeseen and unexpected? Yes, you're right. Do you have a dedicated Piano Insurance? It's a shield that protects your little universe from the intruders, which can land you in rough waters.

Some worst-case scenarios that could tear your savings apart include the following -

● Suppose you are relocating to your new home. And, you hired moving services to help you with moving and packing. While doing so, the movers smashed your beloved piano, your best friend, into bits. And, the aftermath - ...
... damaged frame, broken case, devastated you like nothing else, not only emotionally, but financially, as well.
● A fire accident led by an electrical fault at your recording studio, in which, not only your piano but the entire paraphernalia was nothing but ashes. A lot of financial damage! Isn't it?
● How can you forget natural calamities like rain, flood, hailstorm, snow, earthquake? These are some of the main reasons behind loss and damage to musical gears.
● Ruffians vandalized your home or recording studio, which also damaged your musical gears beyond repair. Furthermore, the cases of musical instrument thefts and frauds are also increasing. Such situations are not only heart-wrecking but also financially draining.

These are some of the many things that could go wrong with your musical instruments. And, only standalone musical instrument insurance can be your savior.

Homeowners' coverage might fall short!

You have a homeowners' cover, and it includes your piano. Still, a specified policy is what you need to shield your keyboard.

Yes, you heard it right. Even if you've sufficient homeowners' insurance cover, dedicated policies make the best choice when it comes to protecting musical instruments. The reason - homeowners' insurance policies offer limited coverage to musical instruments.

Also, most homeowners' policies are likely to cover a part of the value of your piano or offer just a small amount. Most importantly, it will perhaps not cover your musical gears if something happens to them outside the premises of your home. Therefore, it is wise to purchase a dedicated Piano Insurance policy.

A smart investment that makes you future-ready!

Buying a specific insurance policy for your keyboard might feel like an investment to you in the first place, a big one. However, if you choose a reliable and customer-friendly insurance service provider, you are more likely to save on your purchase. Plus, a dedicated insurance plan for your musical instruments will make your future-ready and is a cost-effective option in the long-run.

Choose an insurance partner wisely!

Finding the right insurance service provider is crucial, as far as protecting your assets is concerned. And, it's not a tough feat at all. All you need to do is -

● Make a list of the musical assets you want to insure.
● Understand your specific requirements from your insurance plan.
● Plan a budget for the insurance premiums that you can repay comfortably.
● Do thorough research about multiple insurance companies.
● Get quotes from them.
● Choose the one that meets your requirements and financial planning.

So, this is how you can buy a comprehensive insurance policy for your beloved piano and other musical instruments.