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Articles By j.j. yong

6 Tips For Successful Credit Card Debt Negotiation   By: j.j. yong
The economic downturn is not the main the reason that we are in debt. The economic situation merely highlighted and brought into spotlight how much debt we had. We are in debt because of they way we spend money. We spend at least an average of 10% more then what we actually earn.(read entire article)
View : 265 Times
Category : Family

What Is A Debt Settlement Lawyer? Do You Really Need One?   By: j.j. yong
Before you decide that you need one, you need to know if you understand their job scope and if you really need an attorney. Basically these kinds of lawyers have the skills to renegotiate your debt with your creditors and they normally work with people who are at least in debt of $25,000. They will individually contact each and every creditor that you might have and request to re-discuss and restructure your debt.(read entire article)
View : 238 Times
Category : Family

Difference Between Debt Negotiation And Credit Counseling   By: j.j. yong
When looking for a way to settle debts, undoubtedly you will come across these two options. Basically debt negotiation is when you negotiate the debt with your creditors. This can either be done by you personally or you can get help from the professionals.(read entire article)
View : 302 Times
Category : Family

Knowing More About Credit Cards For Poor Credit   By: j.j. yong
Many people hate credit cards when they are drowned in deep debt. They do not know that these plastic cards have special functions. In actual fact, they can be used to rebuild the debtors' poor credit. For people who have completed their debt settlement process, their credit score is usually badly affected due to missed payments and late payments.(read entire article)
View : 220 Times
Category : Business

Is It Possible To Get A Low Interest Credit Card With Bad Credit?   By: j.j. yong
Due to global economy crisis, many people are suffering from bad credit. Having poor credit history is unfortunate. In order to rebuild it, you need to put in extra effort. One of the constructive ways to improve your credit history is through obtaining a new credit card. In general, this specially designed card charges the card users higher interest rate compared with the normal cards.(read entire article)
View : 225 Times
Category : Business

How To Improve Credit With A Credit Card   By: j.j. yong
People are frustrated and stressed when they have poor credit score. From seeking a job to buying a house, a poor credit history makes the process more difficult. Hence, it is indeed important to put in a hard effort to fix the problem immediately.(read entire article)
View : 271 Times
Category : Business

Knowing More About Bad Credit Debt Consolidation Loans   By: j.j. yong
A bad credit debt consolidation loan is customized for people who are in deep debt and they are having poor credit rating. In general, this typical loan is used to pay back high interest credit card debt or any loan payment because its interest rate is much lower and more manageable.(read entire article)
View : 217 Times
Category : Business

How To Apply For Debt Settlement Successfully   By: j.j. yong
Being in debt is indeed a real financial burden. The interests or finance charges on debt can significantly increase the total outstanding balance. In order to reduce this burden and get out of debt, debt settlement is one of the effective financial solutions you should consider.(read entire article)
View : 243 Times
Category : Business

How To Negotiate For Less Debt   By: j.j. yong
For people who are facing a mountain of unsecured debt, there is a way to get rid of their debt without declaring bankruptcy. Debt settlement is a popular solution which assists people in debt to erase their debts once and for all by paying less than what they actually owe to their creditors.(read entire article)
View : 263 Times
Category : Business

Knowing Some Important Information About A Debt Settlement Company   By: j.j. yong
A debt settlement company is usually formed by a team of financial counselors who are responsible to assist people in debt to manage their debt issues in a more proper manner. Before you take up a settlement program with a service provider, you are required to have a better understanding on how the company works.(read entire article)
View : 212 Times
Category : Business