Is A Credit Union Right For You?

By Author: DS Bug
Total Articles: 4
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There are so many financial institution options available it is hard to know where to turn. There really is something for everyone but with so many options, people are left with the difficult decision of Who is the best fit for me?

Credit unions are one of the many options. Credit unions are not-for-profit cooperatives. And unlike other financial institutions that focus on profit and stakeholders, credit unions are founded on membership and a sharing of resources. The Desert Schools Federal Credit Union difference means you are not a customer but rather a member that earns dividends; enjoys low loan rates; and helps to reinvest in the community.

Credit Unions:

-value individual members: There is a difference between belonging to a credit union and using other financial institutions. Credit Union members are owners.

-offer dividends and competitive rates: Net earnings are returned to members in the form of higher dividends on savings and lower interest rates on loans. You can even sign up for Rate Notification to have the best rates delivered right to your email box.

-are financial advocates: ...
... By providing education to members, potential members and children, credit unions help to expand understanding of financial responsibility and community giving. Check out the Desert Schools' Calendar for free seminars.

-are focused on personal service: Credit Union employees sincerely get to know members to deliver quality, personal service. Credit unions offer convenience in a variety of ways: Mortgage Loan Officers to guide you through the home loans process, instant-issue debit cards at branches, and valuable investment and insurance options, to name a few.

-are part of a cooperative, global network: Credit unions may focus on their charter areas (e.g., Gila, Maricopa and Pinal Counties), but they also share resources for greater united member benefit. Shared Branching offers point-to-point services at locations around the world.

Desert Schools believes in The Big Four. The Big Four represents the foundation of their culture and vision. Each of the four areas has equal value and equal possibility. A person's personal success, whether as an employee, a member or a community partner, is the personal passion of Desert Schools. The Big Four are:

-Member Solutions - building valuable member relationships

-Employee Satisfaction - creating a great environment

-Community Involvement - taking action for positive change

-Financial Results - achieving solid and steady progress

Desert Schools Federal Credit Union is the right choice for you if you are interested in a positive change, support something greater than just dollars and cents and you looking for a brighter future.

Source: Desert Schools Blog