Scrape Uk Bank Branch Closures 2020–2026

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Scrape UK Bank Branch Closures 2020–2026: Mapping Britain’s Changing Banking Network
Introduction

The UK banking landscape has changed rapidly since 2020. The rise of online and mobile banking, cashless payments, changing customer behaviour and rising operating costs have accelerated branch rationalisation. Scrape UK Bank Branch Closures 2020–2026 provides a structured way to analyse this transformation using bank, location, postcode, closure-date and geographic data.

Which? reports 369 branch closures in 2020, 736 in 2021, 662 in 2022, 645 in 2023, 410 in 2024 and 433 in 2025. A further 314 branches are currently scheduled to close in 2026.

The Scale of UK Branch Closures

Between 2020 and 2025, 3,255 closures were recorded. Including the 314 currently scheduled closures for 2026 brings the observed and planned total to 3,569.

2020: 369 closures
2021: 736 closures
2022: 662 closures
2023: 645 closures
2024: 410 closures
2025: 433 closures
2026: 314 scheduled closures

The biggest spike occurred in 2021, when 736 branches closed. This reflected ...
... both delayed closure programmes and the acceleration of digital banking adoption.

2026 figures represent currently scheduled closures and may change.

Bank-by-Bank Shrinkage

A valuable scraping project should track not only closure numbers but also the bank, original branch location, closure date and available replacement services.

For 2024–2026, Which? data highlights:

Lloyds: 292 closures, including 116 scheduled in 2026
Halifax: 265 closures, including 88 scheduled
NatWest: 206 closures
Santander: 135 closures
Barclays: 96 closures
Bank of Scotland: 83 closures
TSB: 36 closures
Co-operative Bank: 3 scheduled closures

Lloyds and Halifax together account for around 65% of the 314 scheduled 2026 closures, showing how concentrated the current reduction programme is.

Why Are Banks Closing Branches?

The main drivers are technological and economic. More customers now use digital banking, reducing reliance on physical branches. At the same time, rent, staffing, security, utilities, technology and compliance create significant operating costs.

The FCA expects banks closing branches to consider customers’ everyday banking needs and available alternatives.

From Branch Data to Geographic Intelligence

The real value of Extract UK bank branch location data lies in transforming closure announcements into geographic intelligence.

A structured dataset can capture:

Bank and brand
Branch name and address
Postcode
Latitude and longitude
Announcement and closure dates
Closure status
Nearby branches
Banking hubs
ATMs and Post Offices
Opening hours
Alternative community services

Combining this information with demographic, business-density and geographic datasets can reveal communities experiencing significant reductions in physical financial services.

Measuring Cash-Access Impact

A branch closure does not always mean total loss of banking access. Customers may still use ATMs, Post Offices, mobile branches, cashback services or banking hubs.

However, branch closures can particularly affect customers needing face-to-face assistance, businesses handling cash, elderly customers and digitally excluded groups.

The Rise of Banking Hubs

Banking hubs are becoming an important replacement infrastructure. LINK reported 282 recommended banking hubs as of 18 August 2026.

A modern branch-closure dataset should therefore track whether a closed branch is replaced by a banking hub, another nearby branch or alternative cash-access services.

What the Dataset Reveals

UK branch closures are not simply a short-term trend. The data shows sustained network reduction, while the geographic impact varies significantly between communities.

The most useful analysis combines when, where, which bank and what alternative exists.

A comprehensive dataset can support:

Location-risk scoring
Competitor mapping
High-street analysis
Cash-access modelling
Financial inclusion studies
Commercial site selection
Conclusion

The UK banking network in 2026 is fundamentally different from that of 2020. With 3,255 completed closures from 2020–2025 and 314 currently scheduled for 2026, branch-closure data has become an important source of financial-services intelligence.

Scraping branch locations, closure announcements, dates and alternative services can transform fragmented public information into a continuously updated dataset. For banks, fintech companies, policymakers and researchers, the goal is not simply to count closures but to understand the changing geography of financial access and how communities are adapting to a digital-first economy.