Secure Your Piano And Finances With A Specialist Instrument Insurance

By Author: victor
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Picture this - Samuel purchased a gorgeous and scintillating Fender Rhodes piano. He has been longing for it for so long. However, unaware of the importance of having a standalone Piano Insurance, he went on his long-impending tour to the beaches. Hardly did he know that misfortune was waiting for him right on the other end of happiness. After he came back from his holiday, he was taken aback to see that a portion of his house was burnt into pieces due to a major electrical fault a few days ago. Unfortunately, his piano was kept right in that part of his home, his study.

It was hypothetical but can be real!

Needless to mention, but accidents like these can wreak havoc on your life, not only financially but also emotionally. So, are you ready to face such a situation? What if something like this happens to the piano or any other instrument you bought recently? It is highly advisable not to rely on your home insurance for complete coverage. The best thing you can do to yourself and your musical gears to protect them from the unwanted likelihoods is buying a musical instrument insurance policy.

Musical ...
... instruments and insurance go hand in hand!

Having to tackle such a pathetic scenario of losing your piano can be a tormenting experience. Things can take a wrong turn, especially when you do not have sufficient insurance protection, which makes you shell out for paying for the repairs and other damages after an accident, all from your pocket. Therefore, specialist Piano Insurance is a must-have for every music instrument owner, regardless of his or her professional status and playing level in the world of music.

Coverage at all playing levels

Specialist musical instrument insurance policies from a reputed and customer-focused insurance provider are intended to cover almost every possible loss or damage. So, you can rest assured about the security and safety of your gears as well as your finances, no matter when you are a public figure or a hobbyist.

Coverage options you want to enjoy!

Although the extent of coverage might vary from policy to policy and insurer to insurer, there are some standard covers that you are most likely to get will all reputable insurance providers, and the rest you can always sit and work with your insurer. Some of the basic insurance covers include the following:

●Coverage for all potential risks, including flood, fire, accidental damage, theft
●Cover that protects your musical instruments all across the globe
●Cover when your gears are at your home
●Cover when your gears are in transit
●No claim bonus

What is all about public liability?

It is one of the most frequently asked questions people ask when looking for dedicated musical insurance policies. Public liability or third-party liability is a scenario where you are responsible for someone else's loss or damage. The loss of damage could be physical injuries or property damage. As far as the situations that can arise is concerned, it could be anything, a mic falling on an audience while injuring him/she, a student falling off the stairs breaking her leg due to a tangled cable kept on the ground.

And, when you are responsible for something, it is you who have to compensate. It goes without saying. In most of the cases, the compensation is financial and you have to pay out of pocket for the same. It could be so very financial draining. However, when you have a musical instrument insurance policy that covers public liability, you are safe from the financial burden as your policy will take care of it.