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Apply For Professional And Personal Loans Online

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By Author: Reeta Menon
Total Articles: 16
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Poonawalla Finance is a prominent financial services company that offers low-cost and hassle-free personal, professional, and business debts. You can avail a professional loan for doctors and use it for purposes such as opening a new nursing home or clinic, upgrading your workspace, purchasing medical equipment and devices, or to infuse working capital to meet your day-to-day business expenses. The eligibility criteria for the personal loan are simple and minimal paperwork is needed.
Use the amount to give a big fillip to your medical practice.

• Applicant’s age should be between 23 and 65 years
• Their professional practice should have existed for at last three years
• The business’s minimum yearly gross revenue should be Rs. 10 lakhs

Documents Required
• KYC documents of company/firm: Address proof, PAN card, and other verified registrations
• KYC documents of owner/partner/director: Aadhaar card, PAN card, rent agreement/electricity bill/Index II
• Income documents: Financials of last two years including income tax returns, balance sheet, and computation sheet
• Form 26 AS for the last 2 years
• Operational bank account statement for the last six months
• Qualification documents: Degree and practice certificates

Personal Loan

Apart from professional loan for doctors, Poonawalla Finance also offers personal debts for individual needs. You can use the amount for purposes such as house renovation, wedding expenses, to pay for medical costs, a family holiday, or to consolidate and pay off your current higher-cost debt. The NBFC offers a smooth online application process and you can get the funds in your bank account in just a couple of days.

Eligibility Criteria for Personal Loan
• Applicant’s age should be between 23 to 58 years
• Their monthly salary should be at least Rs. 30,000
• They should have a total work experience of two years with six months in their current company
• The applicant should be working in a public limited, private limited, or LLC company
• They should be an Indian citizen

Required Documents for Personal Loan
• Identity documents: Aadhaar and PAN card
• Current address proof: Furnish anyone – rent agreement/passport/electricity bill/Index II
• Income documents: Salary slip for the last three months
• Bank account statement: Last 3 months’ statements of the bank account into which salary is credited
• Employment proof: ID card provided by the company

Features and Benefits
• Poonawalla Finance will not ask for security or collateral for your personal loan.
• Their interest rates are low cost and affordable.
• You’ll not be saddled with any paperwork as you can get your debt with minimal documentation.
• The approval process is fast and you can get the amount in your bank account within two working days.
• Make use of a flexible payment tenure and pay back the amount in 60 months.
• There are no surprises or hidden charges and your cost will be communicated to you in a transparent manner.
• You can part pay or prepay the entire amount in full as there are no part payment or pre-payment fees.
• Visit Poonawalla Finance website to apply for your debt online.
• You can take out multiple debts for various purposes as this company is a one-stop facility for all your finance needs.
• Take advantage of the low interest by consolidating and paying off your higher-cost debt.

More About the Author

I have a strong interest in writing articles and blogs related to fitness, health diseases, finance, and investment. In a free time playing chess and listening to music.

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