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Prepaid Legal Services
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Prepaid legal services are gaining more and more popularity these days! These services are quite similar to a health insurance policy. For a specified amount of monthly fee, the participants are able to make use of a certain network of lawyers and paralegals for absolutely no cost. This can include anything from a simple document review to representing a participant in a legal proceeding. Through such a legal plan, the participants are able to access different legal services they might not be able to acquire on an individual basis.
Prepaid legal services have certainly changed the entire legal landscape and the way in which customers are able to use the services of a lawyer. Clients who buy a prepaid legal service plan usually reimburse a small amount of premium on a monthly basis that offers them complete access to a lawyer. Due to this, the prepaid legal services have also changed how lawyers interact with their customers. Despite all the benefits offered by these services, they have also been criticized on several grounds. For all those who are looking to opt for prepaid legal services, knowing more about these services is quite essential.
The prepaid legal services first became popular in the year 1969. Initially, this service was just used for covering car accidents. Since its inception, a prepaid legal service plan has gained a lot of critical acclaim due to the number of benefits offered by these services.
Prepaid legal services have drastically changed the entire legal market and the relationship between lawyers and clients. Initially, lawyers were only appointed by wealthy clients, but now after the advent of prepaid legal services, anyone can hire a lawyer without spending too much money. Here, you just need to pay a small amount of money and so you can easily save your time and money while getting legal help and guidance.
Prepaid legal services have an average of 1.6 million clients throughout North America. At present, North America is the sole market of prepaid legal services. Here, small and large scale organizations offer such legal services to the clients at affordable rates.
Prepaid legal plans possess several features, which are quite similar to that of health insurance plan HMOs. Every month, the client needs to pay a small amount of premium to a company. The premium amount can be around $25 a month, depending upon the company you choose.
Features of Prepaid Legal Services
Lower Hourly Rates
The major advantage of prepaid legal services is the presence of lower hourly rates. Attorneys charge a lower amount of money from you in case you have this prepaid plan. Most of the services are covered under this plan and, therefore, you just have to pay 40 to 50 percent of the amount when you actually opt for a legal service.
Compiling documents such as collection letters, employment contracts or real estate agreements can prove to be a very difficult task. However, if you have a prepaid legal service plan, then you can get these services for absolutely no cost. Lawyers can even help you in matters concerning documents like “power of attorney”.
Another great thing about prepaid legal services is that you get free consultation services any time you want. You can easily seek some suggestions from an expert lawyer working in the industry. You just have to pay a nominal amount of premium every month and then you can enjoy the benefits of this legal plan.
Reduced Contingency Fees
The benefit of reduced contingency fees is another great feature, which attracts more and more clients towards these kinds of services. You just need to reimburse the lawyer at the end of the case and so you can be rest assured that your money remains in the right hands.
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