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Articles By j.j. yong

How To Handle Credit Card Debt On Your Own?   By: j.j. yong
Due to global economy crisis, many people have lost their financial ability to pay back their credit card debt and they have been chased by their card providers or creditors for payment from time to time. Frankly speaking, having debt is indeed stressful. There is no point for you to avoid making payment because it will damage your credit. You need to be brave and have positive attitude in facing it.(read entire article)
View : 296 Times
Category : Education

How To Settle Your Credit Card Debt Through The Phone   By: j.j. yong
Due to global economy crisis, many people are knee deep in credit card debts. In order to dig yourselves out from the hole, you are recommended to go for debt negotiation. Bargaining with your banks or card providers is not a joke. You can actually do it and enjoy debt reduction especially when you are facing financial hardship.(read entire article)
View : 274 Times
Category : Education

5 Key Steps For Credit Card Debt Settlement   By: j.j. yong
Credit card debt is the national issue faced by most of the Americans nowadays. As a card user, when your outstanding balances have become overwhelming and you have lost your financial ability to pay them off, what must you do? You must dig yourself out from the hardship immediately by applying the right financial solution.(read entire article)
View : 294 Times
Category : Education

3 Important Tips Of Getting Rid Of Your Credit Card Debt Fast   By: j.j. yong
Credit card debt has become a national issue among most of the Americans. When your credit card debts have become overwhelming, what must you do? You must get rid of all the outstanding balances immediately! Although it is quite challenging in executing it, you are required to take fast action before your credit score is badly damaged.(read entire article)
View : 305 Times
Category : Education

Can The Credit Card Holders Gain Advantage From The New Credit Card Rules?   By: j.j. yong
Are you aware of the enforcement of new credit card rules set by the US Federal Reserve? For your information, effective from 22nd February 2010, there will be some major changes on credit card rules. The changes will cause some impacts on both card providers as well as card users.(read entire article)
View : 380 Times
Category : Education

Stop Foreclosure Now - Keep Your Lovely House Forever By Asking For A Mortgage Postponement   By: j.j. yong
The recent economic slump has left many of us out there fighting for financial survival. Many have lost jobs, gotten retrenched, experienced pay cuts, and many with their own businesses have found the going too tough to handle and declared bankruptcy! As the result of this, many have also struggled to cope with home payments, and are facing mortgage foreclosure problems.(read entire article)
View : 267 Times
Category : Education

Hardship Letter To Stop Foreclosure - Possible Reasons To Help You Get Approval   By: j.j. yong
Facing home foreclosure can be a difficult pill to swallow, especially if you have a family to support as well. The experience could be humiliating, and even damaging to your reputation, and at time it could wreck families apart. Avoid all of these by planning well to stop foreclosure if ever you come to face this problem. One of the best methods to accomplish this is by using a hardship letter to stop foreclosure.(read entire article)
View : 316 Times
Category : Education

Hardship Letter Sample To Stop Foreclosure - The Crucial Step To Stop Foreclosure   By: j.j. yong
For many of those out there that are struggling to keep their homes because of foreclosure problems, worry not as there is an effective solution for all of you! This functional and effective solution is called the hardship letter, and it is a proven method that has been used for years for those facing foreclosure troubles to negotiate and reason with their creditors to obtains themselves better mortgage deals, subsequently salvaging their homes and not having to move out!(read entire article)
View : 297 Times
Category : Education

Learning The Basics Of Debt Negotiation   By: j.j. yong
Debt negotiation is also known as debt settlement. It is one financial solution which enables the debtors to reduce their total outstanding balances after getting the approval from the creditors.(read entire article)
View : 317 Times
Category : Education

3 Essential Steps For Credit Card Debt Consolidation   By: j.j. yong
For those people who are currently having big headache with their credit card debts, one of the fastest ways to overcome this is through debt consolidation loan. In order to avoid non stop phone calls from the card providers, obtaining the financial assistance to pay off your outstanding balances first will provide you a peaceful mind in life. You can then "restart" a new life by making monthly repayment to the new loan.(read entire article)
View : 354 Times
Category : Education