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Articles By j.j. yong

What Benefits Can You Gain Through A Successful Debt Settlement?   By: j.j. yong
When you are burdened by heavy debts, eliminating your total outstanding balances is a MUST. Although many financial experts say that debt settlement will affect your credit score badly, in actual fact, this financial solution is much better than filing for bankruptcy.(read entire article)
View : 258 Times
Category : Business

Applying For A Credit Card With Bad Credit - 5 Essential Tips   By: j.j. yong
For people with low credit scores, is it impossible to obtain new credit cards in the future? The answer is positive. Getting credit cards seems to be an unachievable goal but it can be done if you are smart in using the right debt management skill. You need to pick the right card which is able to help you to repair your bad credit and reestablish the better one.(read entire article)
View : 265 Times
Category : Business

Moving On With Bad Credit   By: j.j. yong
Living with debt and having bad credit are 2 main problems faced by most of the Americans nowadays. When you have repaid all your existing debts, the next step you need to take is to rebuild your poor credit history. You must get yourself psychologically ready that you need a lot of patience and effort when you are going through the road of debt recovery.(read entire article)
View : 230 Times
Category : Business

5 Things You Must Do To Evaluate A Debt Settlement Company   By: j.j. yong
Are you looking for third party to get you out of debt? If yes, it is important for you to keep in mind that you should only look for legitimate and experienced service provider. In United States, there are many reputable debt settlement companies which provide financial assistance for people in debt. At the same time, there are also unethical providers which cheat people.(read entire article)
View : 236 Times
Category : Business

2 Main Points To Consider Before Looking For A Debt Settlement Company   By: j.j. yong
Looking for a legitimate debt settlement company is not a very hard task if you do sufficient preparation on your own. Before approaching the service provider, you must have some basic understanding about settlement so that you will not be trapped by scams. There are a few important points you need to consider before signing up any debt relief plan.(read entire article)
View : 325 Times
Category : Business

5 Things You Should Do When You Are Improving Your Credit With A Credit Card   By: j.j. yong
A person's credit is a reflection of his or her financial behavior over a certain period of time. If a person has many missed payments or late payments, his or her credit score will be decreased dramatically. When you have low credit score, don't be panicked. The problem can be fixed with proper use of credit card.(read entire article)
View : 244 Times
Category : Business

How To Get A Reliable Debt Consolidation Loan Provider When You Have Bad Credit   By: j.j. yong
Having poor credit is unfortunate and unavoidable especially during global economy crisis. It is indeed challenging to look for debt consolidation loan when you have bad credit. However, looking for a good lender is not impossible if you put in hard effort to search for it. In United States, there are many lenders which are specialized in providing financial assistance for people with bad credit. However, among these lenders, some are scams.(read entire article)
View : 229 Times
Category : Business

Negotiating For Debt Settlement - 5 Steps To Go   By: j.j. yong
In the point of view of many people, when their debts have become overwhelming, the only way for them to get rid of the debt issues is declaring bankruptcy. However, in my personal view, filing bankruptcy is an irresponsible approach. We can eliminate our debts through negotiation. We can send our request to our creditors to offer for debt settlement.(read entire article)
View : 207 Times
Category : Business

Reducing Your Debt - What Can Be Done?   By: j.j. yong
Debt settlement is commonly used in situations where the debtors have large amount of debts which they are unable to pay due to certain factors like being retrenched, making great loss in investments, having huge credit card debt, and suffering from severe sicknesses, etc. This financial option is an alternative to declaring bankruptcy.(read entire article)
View : 215 Times
Category : Business

Will Your Debt Settlement Proposal Be Rejected?   By: j.j. yong
Debt settlement has become more and more popular nowadays because it helps people in debt to become debt free without declaring bankruptcy. However, you need to bear in mind that not all the settlement proposals are well accepted by the creditors and debt collection agencies.(read entire article)
View : 210 Times
Category : Business