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Articles By samantha dale

Cosmetology Careers: How The Field Is Growing   By: samantha dale
Cosmetology is a lucrative field that costs very little to get into. It does not require an extensive education, although many people with degrees find themselves entering the field. There are many facets of a career in this field, and a diverse set of environments to choose from when seeking employment. This career choice is not affected as strongly by a negative economy, as people will always want and need to look their best. This is a skill set that will not be replaced by technology. There will always be a need for it. Potential For High Pay If you make the right choices and have the eloquence to fit into higher end salons, the pay of a Cosmetologist can be excellent. Establish a name for yourself, and word of mouth will fill your schedule with happy clients. In addition, there is room for advancement and career shifts as you develop experience and expertise. It is all about taking your career seriously, making the right choices, and of course obtaining the best training. This occupation is growing faster than the average of most occupations, and can be a solid goal to pursue. There are many choices within the field of cosmetology. You can choose based on your interests and talents. Do consider the money to be made, since that will determine part of your quality of life. The location of the salon that employs you should be a consideration. Tips will make up a significant amount of your salary, and can be a great income source. Career Outlook Increasing There are many reasons for this field's increase in positions. As more and more women are working outside the home, many do not have time or inclination to spend hours performing beauty routines. Also, as competition in the workforce increases, it becomes imperative for both women and men to look and feel their best. It is becoming more commonplace for people to utilize spas and other services which formerly may have been reserved for the wealthy. Ease Of Entry Into Field While many college graduates find themselves burdened with student loans to accompany their entry-level low paying jobs, the cosmetology field can be entered with low overhead cost. Entry-level jobs in this field are competitive with entry-level jobs gotten by many university graduates. With the right personality, some talent and training, one can begin earning decent money right away. The motivated person can advance, or choose to eventually own their own salon without waiting to climb the corporate ladder as in other fields.(read entire article)
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Category : Education

A Career In Cosmetology Has Many Aspects To It   By: samantha dale
If you are considering a career in cosmetology, there are many different areas for you to consider entering. There are also many aspects to evaluate, such as laborer, manager, and business owner. People are always going to get their hair, and nails done, and also require other services. This is why this is such a promising career, with and endless amount of growth potential, and numerous different opportunities. Different Fields There are many different fields that you can go into if you are interested in a cosmetology career. The first, and most popular, is hair. You can be a hair dresser, and cut, color, or style hair. You can do all three, or just one if your prefer. Being an esthetician is another option. This will entail giving facials and also waxes. A nail tech is another popular trade, and this will be painting nails, applying acrylics, and also giving manicures and pedicures. Lastly, there are many cosmetologists that are make up artists, putting make up on people for special occasions and events. When getting your education to pursue your career in cosmetology, you can study just one of these things if you prefer, or all of them if you want. Entrepreneurship Opportunities If you are interested in one of these fields, or all of these fields, there are many opportunities for you to open up your own business, or provide your own private services. You can open a salon or a spa, that offers all of these services, or you can open a business that specializes in just one or a couple. You can also do this privately in your home, or traveling, if you have certain specifics that meet state laws and requirements. After training, there is normally additional testing, required to get a managerial license, but this will be worth your time if ownership is in your interests. Schooling There are specific schools, and programs, for the different careers in cosmetology. Each one lasts for a different amount of time, and also has different requirements. The more certifications you want, the longer you will go, but you may be able to find some joint programs, where you are able to knock out one or more certification in one session. Search for accredited schools in your area, to make sure that you are getting a reputable certification that will provide you with the skills and knowledge you need to pass your state tests.(read entire article)
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Category : Education

Cosmetology Careers: How This Field Has Evolved In 30 Years   By: samantha dale
Thirty years ago, women went to the beauty salon to have their hair done, get a manicure and perhaps get a facial. Today when a woman or man walks into a salon they can choose from not only getting a new hair style and color, but can also have a custom manicure, specialized skin care treatment, custom pedicure and a therapeutic massage. The Evolution Of Cosmetology Schools Cosmetology has grown into a massive industry opening up many opportunities for individuals who are considering a career in this field. Years ago, cosmetology schools were small and mostly privately owned. Today there are nearly 2,000 cosmetology schools in the United States with many large cosmetic companies now offering training at their own privately run schools. Thirty years ago when walking into a cosmetology school, individuals would see one large room with a corner set up specifically for teaching manicures. Today students wear lab coats and study chemistry to learn about advanced hair color techniques. Another classroom in the cosmetology school is the esthetics clinic where students learn skin and wellness care while studying skin through large brightly lit magnifiers. In another classroom, students are learning reflexology and massage as they study diagrams of the human anatomy. The Evolution Of Cosmetology Careers As this industry continues to modernize and grow, many more people are choosing this field as a career. Most individuals who elect to enter into cosmetology are fresh out of high school although many older individuals are finding that this career is the perfect one for them. With the flexibility of schedules that many salons offer and the ability to earn a good living while being self-employed, these options can provide good solutions for individuals with busy lives. Not only is the flexibility attractive, but the security and financial benefits are unlimited. With many new spas and salons opening each year, graduates of cosmetology school can choose their desired location as well as their pay. The more specialty techniques that are mastered, the higher the pay scale becomes. Cosmetologists are required to take state licensing exams before they can practice their skills. Average training takes between 10 to 18 months, depending on the program. Job opportunities include spas, salons or working behind the scenes in film, television or theater providing hair and make-up services.(read entire article)
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Category : Education

Getting A Merchant Account - Some Useful Advice To Upgrade Your Payment Options   By: samantha dale
For an online business, an internet merchant account means the ability to accept payments by credit card. This type of account means that any purchases made online can be transferred directly into a bank account with a slight fee deducted for each sale that is made. It is so important for any merchant to have this kind of e-commerce web hosting because it offers customers another payment option. This can be seamlessly used along with payment gateways or a shopping cart. The merchant account acts as a buffer between the website itself and the credit card processor. Purchases can be put through by the customer or the webpage owner depending on the situation. The reason that this is so important is that on average most buyers will spend more using their credit cards. Studies have shown that profits have been increased in some cases by more than 50%. For new or established website owners, it makes a great deal of sense to find an e-commerce web host. There are many plans available, with a wide range of fees and costs each month. There are certain requirements set up that an owner must meet in order to get approved for a merchant account. These will depend to a large extent on the size of the business. It is important that a business not be listed on the MATCH file -- a list of terminated merchant accounts. This file list has information about online businesses that have failed to properly use their merchant accounts properly, and are quite similar to the type of process that goes on with a credit check. This doesn't mean that a business can't get accepted, but it has to be worked out with the reporting company first. Some important documents that should be at the ready for merchant account providers include tax returns, liability status, a checking account statement, and the type of corporation that is being sought. It is especially important if the sales projections will exceed $5000 each month. A business may be also required to have some trade references too. Since there are more risks associated with online transactions, merchant accounts are harder to obtain for this type of business. The biggest problem with this type of account is credit risk. Probably the biggest concern is the credit history of the company when evaluating it for merchant account approval. Fraud risk can also play a huge role in making this decision. A merchant account provider has to protect itself from the risk of chargebacks that result from fraudulent transactions made by a credit card purchase. That is the reason that most of the newer online businesses are labeled as a higher risk for fraud. Another risk is that of contingent liability because it involves not only fraud, but also unpredictable market conditions as well. If a business gives the customer the option of a lifetime guarantee on a product, the merchant account provider has to bear the liability if the company should fold. There are many providers now offering e-commerce web hosting solutions for these accounts. Their software is necessary to complete transactions along with the shopping cart. Finding the right one is knowing what the business needs and can comfortably afford on a per month basis.(read entire article)
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Category : Business

Switch To A Merchant Account To Boost Your Business's Profits   By: samantha dale
If you run an online business, then you probably already know how important it is to accept credit cards. On the Internet, credit cards are the near-universal currency. How many of your customers actually send you a check or some cash in the mail? The major drawback of accepting credit payments are the high fees involved. Most online business owners naively use the services of a third-party payment processor. While this has its conveniences, the fees that you have to pay for every charge really start to add up if you make more than a few sales. A third-party credit card processing company can be a great way to get started on the Internet, but once your business really takes off, then you should be looking for every opportunity to increase your bottom line. One of the most effective ways to do this almost instantly is to make the switch to a low cost merchant account. Let's take a closer look at merchant credit card processing services and why they could be a great way to quickly boost your profits. When choosing between Internet merchant accounts, there are several things that you should be on the lookout for. One of the most important things to look for is a high approval rate. You do not want to waste your time filling out applications to a wide variety of merchant services, only to keep getting rejection notices. The best business merchant accounts have a 99% or higher approval rate. It is also a warning sign if the cheap merchant account charges an merchant account application fee. The best merchant accounts are efficient and confident enough with their merchant services that they do not need to charge every single new applicant a special fee. Annual fees are another aspect of merchant credit card processing services that can really cut into your profits. Since you will already be required to pay a small fee for every transaction, there is no need to have to pay another fee every year. It is also good to choose a merchant account that offers a free merchant account payment gateway. Often, the best merchant services will offer you both a virtual and a physical merchant account payment gateway. If your business has both a physical location as well as a Web site, then this is a potent combination that can save you quite a bit of money. Finally, customer service is of utmost importance when you are deciding between credit card merchant accounts. It is inevitable that something will go wrong with your credit card processing from time to time. Even if you are lucky enough to never experience any problems, you will probably have questions from time to time. Many merchant services, in an effort to keep their prices low, will skimp on customer service. This usually causes more headaches than it is worth. When something goes wrong, you will inevitably get the run-around, or you will be routed to an incompetent call center in another country. The best merchant services will have a helpful, knowledgeable customer support team to help you with all your problems and questions.(read entire article)
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Category : Business

Cosmetology Careers: What New Graduates Can Expect   By: samantha dale
Finding the right career is a hard choice, but choosing a career in cosmetology would be a great idea for several reasons. Most importantly, the range of jobs are endless, and new jobs are opening up. The first step, however, is to become licensed in this field. The next step is to find a job. Choosing a degree in cosmetology is logical and chic. While clothes and hairstyles may go out of style, a cosmetologist is always the first person to know the next trend, while helping people transform themselves into a new person. State-Licensing Exam After graduating from cosmetology school, many would be asking themselves, "now what do I do?" Just a cosmetology degree will not get a person anywhere, they need to be licensed by the state they reside or decide to work in. Before a cosmetologist can start applying for jobs, they must take a state-licensed exam and pass with good scores. After this exam is completed and passed, the cosmetologist can start looking for careers and turning in resumes. Fortunately, with a cosmetology degree, the job options are almost unlimited. Choosing A Job Field Most people think that cosmetology school is all about cutting, coloring and perming hair. Little do these people know, a degree in cosmetology gives the student an endless number of options for a career field. From a hair stylist, make-up artist, to manicurist, job possibilities are amongst the broadest of any other degree out there. Many cosmetology schools also offer classes in skin care and beauty therapy. These may help further the education and job fields that the cosmetologist can obtain. Other options of furthering education include taking classes and becoming licensed in electrolysis. Explanations Of Job Fields Beauty therapy is a great option for individuals who want to work in a spa environment. Their duties include eyelash and eyebrow tinting, make-up, hair removal, and massages. A manicurist works with hands and feet to create healthy nails and skin while making them look aesthetically beautiful. An electrologist may require a little more schooling passed cosmetology depending on the state, but their job includes hair removal via an electrolysis machine. And lastly, a hair stylist is a beautician or barber who cuts, perms, and dyes the hair of an individual or customer.(read entire article)
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Category : Education

Full Selection Of Uggs, Wholesale Prices. Need I Say More?    Submitted as: Kobe
If you are anything like me, the first time you saw a pair of Uggs, you were instantly drawn. When your girlfriend got a pair, you were almost as happy as she was, because now you could ask about them -- what exactly are these fuzzy boots that everybody is wearing that look and feel so great? When she saw the look on your face, maybe she let you try them on. And that's when you felt the sheepskin, the authentic leather, the smooth suede. And you fell in love. Then you saw the price tag. You might have bought a pair just because they were SO awesome, or maybe you really did not have enough. Well, if you're anything like me, you'll be ecstatic about this news: I know where you can get cheap uggs! Your ugg online shop is here, with wholesale prices on every ugg including the classic ugg, uggs cardy boots, ultra tall, Amelie suede, whatever you like. And if you have never bought an ugg online, they make it incredibly easy -- you can use Paypal, bank transfer, or Western Union (there's actually a 6% discount if you pay that way), and you can pay in any number of currencies so it does not matter what country you are ordering from. Uggs Australia, uggs uk, America, wherever! And I always check if a business is BBB certified and secured by a third party like VeriSign or GoDaddy before I spend a penny. They are. I've bought seven separate orders from them with no problems. And get this -- free shipping, no matter where you are in the world. Can't beat that! Let's talk selection. My favorite ugg online store has those ugg cardy boots you have been jealous of for too long. They have a lot of uggs I've only seen online, like the flower Bailey Buttons and colors like sand and oatmeal. I couldn't really find anything that went with my cashmere overcoat until I tried those shades. And every girl absolutely has to have a pair of those black nightfall ugg cardy boots. You know the ones -- the hot young girls that you are get all jealous of and text about always wear them and you make fun of them for wearing them. Quit hating, just get a pair, and you can date the hot guys, too. I did! Some other reasons I absolutely love this site are their shoe size chart, which translates from American to European sizes... I was kind of tired of going into the Neiman Marcus and the salesman (a guy) could never tell me what size I needed. They also have a boot vs. apparel chart, which is how I matched up my overcoat, finally, with the right color shoe. If you haven't found out about this site, you can't beat it. It's got everything at wholesale prices. Can't beat it. Click one of the links; check it out!(read entire article)
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Category : Fashion/Costume

Hipaa Laws Explained   By: samantha dale
How Did We Get Here, Wherever We Are? The passage of The HITECH Act in 2009, subsequent guidance and Notices of Proposed Rulemaking (NPRMs) provided by Health and Human Services (HHS) and the Office of Civil Rights (OCR) make a several things very clear: HIPAA Security is here to stay and more stringent than ever Enforcement is being ramped up at Federal and State levels Civil and Criminal Monetary penalties are significantly higher Millions of businesses are now subject to the various security requirements Remember, the HITECH Act is the Health Information Technology and Economic Clinical Health Act. Yes, the acronym includes “TECH”. Be assured, however, that the HITECH Act and it predecessor and, in many ways, companion 1996 Health Insurance Portability and Accountability Act (HIPAA) are not fundamentally about technology. There are about improving health outcomes in the US. For certain, the HITECH Act includes large incentives for the adoption of Health Information Technology (HIT). But, these incentives are part of a much broader national and industry-wide effort to address longstanding people, process and technology issues in healthcare. At the end of the day, HIPAA and, specifically, HITECH include very specific health policy goals that highlight these desired outcomes: 1. Improving quality, safety, efficiency, and reducing health disparities. 2. Engaging patients and families in their healthcare 3. Improving care coordination 4. Improving population and public health 5. Ensuring adequate privacy and security protections for personal health information HIT is seen as an important means to the end policy goals listed above. With the implementation of HIT comes the likely increased transmission, visibility and flow of electronic Protected Health Information (ePHI). With this increase, there will be an increase in the risk of unauthorized and impermissible uses and disclosures of ePHI. HHS and OCR are committed to improved health outcomes in the US and especially committed to protecting individuals’ rights to privacy when it comes to their ePHI. “To improve the health of individuals and communities, health information must be available to those making critical decisions, including individuals and their caregivers. While health information technology will help America move its health care system forward, the privacy and security of personal health data is at the core of all our work.” — Kathleen Sebelius, HHS Secretary, in announcing the Notice of Public Rule Making-Modifications to the HIPAA Privacy, Security, and Enforcement Rules Under HITECH in July 2010. When the Privacy and Transactions and Code Sets subtitles of HIPAA were enacted in 2003, most organizations worked to diligently to comply with the laws and implement required processes, technologies and policies. For a variety of reasons, even though all Covered Entities (Health Plans, Providers, Claims Clearinghouses) and their Business Associates were required to become compliant with HIPAA Security in various ways by April 2005, many did not. As a result, a large number of Covered Entities find they are non-compliant today. The HITECH Act makes Business Associates statutorily obligated to comply with the law, as of February 2010. Surveys find that most Business Associates are not even aware of their obligations under the law. A recent HHS NPRM proposes that all Covered Entity and Business Associate “subcontractors” be required to enter into Business Associate-type agreements obligating these “subcontractors” to effectively comply with relevant sections of the HIPAA Security Final Rule. The ante has clearly been raised and it is time to act. No matter where you are in your HIPAA-HITECH Security Compliance journey, we may be able to help you... Jump start your program Revitalize your efforts Update with HITECH Requirements Independently benchmark your status So, how does one get started on their HIPAA-HITECH Security Compliance Journey? As any good clinician would do upon presentation of a new patient or a new case, we highly recommend a baseline assessment. Our HIPAA-HITECH Security Assessment ToolKit™ is designed to help organizations at all stages in their HIPAA-HITECH Security compliance program. Organizations all over the US with whom we have worked have achieved all of the following when using our HIPAA-HITECH Security Assessment ToolKit™: Determined where they stand right now Established a progress / benchmark monitor for ongoing evaluation Became informed and current with HITECH Act-driven changes Built deep understanding of the regulations at the onset Quickly identified “low hanging fruit” remediation items Educated their HIPAA Security team on specifics of the law Enhanced the productivity of the security or audit team Launched remediation efforts while continuing other tasks Created a formal program structure and measurement process Related HIPAA Security – HITECH Act to business goals and risk management Made security decisions in an informed manner Raised awareness about and differentiate HIPAA Security from Privacy Communicated seriousness of compliance program to the workforce Developed a solid foundation for HIPAA Risk Analysis One executive customer said “We jump-started our Security Compliance program, started to address risk mitigation tasks within a matter of days and, through the detailed coverage of the law in the assessment tool, positioned ourselves well for the remaining phases of our security compliance program.”(read entire article)
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Category : Business

Finding The Best Criminal Attorney In Fort Lauderdale    Submitted as: Oscar Rojas
Hiring a criminal attorney in Fort Lauderdale can be a rather long and difficult process if you don't know what you're doing. Probably the first thing you need to do is ask around for the names of some Fort Lauderdale criminal attorneys who may be able to help with your specific needs. There are many different types of attorneys who practice many different specific aspects of law. It's important to decide what sort of attorney you're going to need before making a decision. The right decision is critical because it could mean the difference between winning or losing your case. That outcome will also likely determine how much you will have to pay and if you will serve prison time or not. Before you hire any Fort Lauderdale criminal attorneys, be certain to consider the following factors. Experience with Your Type of Case Probably the single most important factor when considering hiring a criminal attorney in Fort Lauderdale is their specific experience with your specific type of case. It is vital that a criminal attorney have a good deal of courtroom experience in front of a jury handling cases similar to yours. While a criminal attorney may have years of experience, make sure that experience is with your type of case. Many attorneys actually specialize in just a few, or even one type of criminal case. This right fit between you and your attorney will go a long way in helping to win your case. Many times, a good attorney knows how the local system works and might be able to set up a plea bargain, deal, or even a dismissal for your case. In any criminal case, reaching a plea bargain or dismissal before a criminal case even goes to court is always hoped for. The criminal attorney you hire should be very familiar with local Fort Lauderdale criminal attorneys, prosecutors, and judges who may also be handling your case. Compatibility Another important thing to consider as you look to hire an attorney is feeling right about your decision. In order to have the most effective working relationship, you should feel very comfortable and secure with an attorney. There should be a high level of trust between you. After all, you may be spending a great deal of time together. Interview a few attorneys and if you don't feel comfortable, trust your gut and go interview another attorney. In many legal cases, you will need to tell your lawyer some things that may be sensitive or hard to talk about. An attorney with whom you can talk and trust to listen may be critical to the overall successful outcome of your case. Location May Also be Important Sometimes, it is important to be able to live and work close to your attorney's office. The attorney may need you to be available locally to meet at their legal office to work on your case. Depending on your case, it may also be important that the attorney's offices are near the courthouse. A local criminal attorney is going to know the legal landscape better than an out-of-town lawyer.(read entire article)
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Category : Legal

Jb Quilting Fabrics   By: samantha dale
JB quilting fabrics: The start of Moda and Classic Cotton Fabrics People usually prefer hundred percent cotton fabrics for quilts and comforters. I must tell that cotton fabrics are safe and good both for kids and old people. Using cotton fabric covers for bedroom quilts and comforters bring creativity and luxury in life. The research also states that 90% of people love to buy Moda fabrics or classic cotton fabrics for their comforters. Amongst children fabrics also, cotton rules the quilting world. JB is also a king in the world of patchwork craft or patchworking. Shopping with JB quilting fabrics: Amazing experience Shopping for children fabrics or nursery fabrics usually confuses any person with but the online store of JB quilting fabrics, I have always found a vast line of difference in quality and creativity. The Moda fabrics and nursery fabric designs are awesome and creative. The Christmas fabrics found in their upcoming and new collection list really astonished me In a pleasing way. Few of the creative items that are must to shop at JB quilting fabrics are: • Baby basics fabrics in Pastel strip, flower or dots • Baby boy classic cotton fabrics • Baby girl cotton nursery fabrics • Farm corner by Makower fabrics (animal scatter on blue) • Nursery border strips for baby cotton fabrics Though the Moda fabrics emergence began in 1975, its creativity and popularity is still noticed by the fabrics designed and manufactured by JB quilting fabrics. JB quilting fabrics are said to be timeless treasures and fantasy that is ruled over years in UK. Their classic cotton fabrics are considered as the most pure form of fabrics found in entire UK.(read entire article)
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Category : Home Based Business