123ArticleOnline Logo
Welcome to 123ArticleOnline.com!
ALL >> Insurance >> View Article

Getting Ready For Winter Driving

Profile Picture
By Author: Norris Rios
Total Articles: 572
Comment this article
Facebook ShareTwitter ShareGoogle+ ShareTwitter Share

Unless you retreat into a cave to sleep through the winter, you cannot have missed one of the most recorded Christmas songs of all time. Every mall in the country plays "Winter Wonderland", usually the Bing Crosby and not the Ozzy Osbourne version, until you wish it was Spring. The myth of happy white Christmases is completely misleading. Unlike the southern states where the only problem is the dazzling sunshine, the northern states experience the annual covering of their roads with ice, sleet and snow, closely followed by the misery of melting slush then freezing over as the next cold front moves in. Trying to drive safely on the roads at this time is a nightmare. Nobody is ever prepared. Somehow, there is a mass amnesia as we all forget those defensive driving skills. That way, when the first snow falls, we can all panic as we move sideways across the road, pumping at the brake pedal without any effect.

Talk to an insurance company at this time of year brings depressing news. The number of claims arising from traffic accidents rise by nearly 40% in December through February. There is a spike on the first days of real ...
... snow in each area and people suddenly remember all the things they forgot. So what should you do to prepare for this annual festival of destruction on the roads. Well, the first and most basic rule of all is simple. If the journey is not essential, do not make it. The safest place on the first days of winter is in the safety of your own home with your vehicle safely parked off the road. Remember, if you have your vehicle parked on the street, it is a target for any other driver to crash into. Leave it with your friendly mechanic and take the chance for a few maintenance chores. If the snow looks set in, fit snow tires. If not, then have all-season tires with good treads to maximize the grip on the roads and carry chains with you. To improve visibility in sleet and snow, you need new windshield wipers. Have the brakes and steering checked, and retune the engine to give the best chance of it starting in the lower temperatures — there's nothing worse than being stuck with a vehicle that will not start. Finally, pack an emergency kit and keep it in the vehicle. That way, if the worst happens, you can keep warm and warn other drivers away from you with hazard flares until help arrives. Ah yes. To speed the arrival of help, program the numbers of tow truck companies and garages in your area so you can be rescued. Membership of one of the clubs like AAA can offer good rates on emergency roadside assistance.

And you should care because, with collision and comprehensive coverage in place on your newish vehicle, the auto insurance company is not going to sit quietly if you suddenly file a number of claims this winter. Your premium rates will rise. When it comes to getting auto insurance quotes, the rates will also be higher than you expect if you are an inexperienced driver or moving from a state where it is summer all year round to one with four seasons. Everyone has to learn how to drive safely in snow.

Total Views: 379Word Count: 554See All articles From Author

Add Comment

Insurance Articles

1. Dealer And Repair Shop Coverage: Instruments In Shop, Transit, Trial, And Trade Shows
Author: Music Company

2. How To Save Money On Private Medical Insurance
Author: Riley Allen

3. Oboe Insurance Guide: Coverage Needs For Students, Professionals, And Collectors
Author: musicinstrumentsins

4. What Does Uk Private Health Insurance Include?
Author: Riley Allen

5. 5 Smart Ways To Lower Your Health Insurance Costs
Author: Riley Allen

6. What Musicians Should Insure Before The Festival And Wedding Season
Author: Clarion

7. Building A Secure Future With The Right Financial Guidance In Auckland
Author: Right Choice Finance

8. Best Senior Life Insurance Plans In 2026: Affordable Coverage Options For Seniors
Author: Retirement Ease Guide

9. How Musicians Protect Their Instruments While Touring Internationally?
Author: musicinstrumentsins

10. Mortgage Protection Vs. Income Protection: Which One Is Essential For Kiwis?
Author: Right Choice Finance

11. Top Mistakes To Avoid When Switching Private Health Insurance (uk Guide)
Author: Riley Allen

12. What Happens Financially If A $50k Guitar Is Damaged?
Author: Clarion

13. Cyber Insurance For Musicians: What To Do If Your Master Files Are Held For Ransom
Author: Music Company

14. Top 5 Tips To Buy Income Protection Insurance In The Uk
Author: Riley Allen

15. How To File A Music Insurance Claim: A Step-by-step Checklist For Faster Payouts
Author: musicinstrumentsins

Login To Account
Login Email:
Password:
Forgot Password?
New User?
Sign Up Newsletter
Email Address: