Which One Is The Best Place To Invest? Saving, Real Estates Or Stock Trades?

By Author: Fendi Heri Yanto
Total Articles: 1
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Are you an employee or self employee? No matter how good your job now, if you want to create wealth and retire quickly, you should consider investing.

Do you have some money that you don't know how to double it? Or maybe you already have some options where to invest it? Investing your money can be very risky if you put your money in the wrong place. There are three things that you need to consider before you decided where to invest your money.

1. Return of Investment
2. Risk of Investment
3. Liquidity

High return, high risk! This is the law of investment. If you want to get high return, you must be ready to face the risk. Below 15% per year of return is counted as low return of investment. Between 15% and 50% per year is counted as middle return of investment. And 50% per year above is counted as high return of investment.

Beside return and risk, you must consider the liquidity of the investment. Here are some examples for some kind of investment:

Saving your money in the bank
It is the safest investment. The return and risk is low. How about the liquidity? Saving is very ...
... liquid, anytime you need your money, you can withdraw it.

Even the return is low, don't under estimate this investment; Albert Einstein ever said that compound interest is the eighth wonder of the world. Imagine that starting now you save US$ 1,000 in your bank account and every month you add US$ 100 to your bank account. Assume that the interest is 6%/ year. How much is your money in the next 20 or 30 years from now?

Investing in Real Estates, Apartments and Other Building
House, apartment and other building like warehouse are good investment. It can give you high return and relatively low risk. Each year the price of the building usually rise up. You can buy a house, redesign it, and you can make a lot of money by selling it. But, it's not a liquid investment. You couldn't get the return as soon as you need it.

Stock Market Investment
stock trades in stock market, you can sell your stock in an hour or even in a minute and you can get the return as soon as you sold it. Stock trading is a liquid and high return investment. Off course it is high risk too. If you intend on investing with stocks, I suggest that you first do research on the companies you wish to invest in. If you want to learn more about stock trades, visit http://Stock-TradingGuide.us

Now you know how to choose where to invest your money. Just remember these three things:

1. How much is the return?
2. What about the risk?
3. Is it a liquid investment?

I couldn't tell you exactly that here or there are the best place to invest. My suggestion is you better divide your money into some places of investment. There is a nice sentence in the world of investment, Don't put your eggs in one basket! If you drop the basket, you will lose all your eggs. So, be wise!

Happy Investing!

Fendi Heri Yanto is someone who plans to retire young retires rich. He considers many kind of investment. While learning about stock trades, he is building a site that could be a guide to stock market investment.