The Importance Of Looking For The Best Travel Insurance For Skiers

By Author: Mathew Sabri
Total Articles: 33
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If you're looking to head abroad and take a skiing holiday in the mountains, it's important that before you go you have a travel insurance policy in place which suits your needs. Skiers in particular often find that the travel insurance made available to them through their travel agent or tour operator does not provide the cover that they need.

There are an awful lot of skiers going on holiday without adequate cover. This is because travel agents are not regulated when they sell you travel insurance as part of their holiday packages. Therefore you can easily find yourself in a situation where you are being given an insurance policy which does not give you and your party sufficient cover.

Analysts say that over a million people left Britain for a skiing holiday on the mountains last winter, and half of these booked their holiday through a travel agent. This suggests that there are many people out there who are hitting the slopes with insufficient insurance coverage.

This is worrying, because it means many people are going on holiday with little or no knowledge of exactly what the terms and conditions of their ...
... insurance policy actually are.

Furthermore, travel agents often neglect to inform their customers that pre-existing medical conditions must be declared. Everything will usually be specified in the small print of your policy, but it is inevitable that many people will not study this until it is too late to do anything about.

The Financial Services Authority regulates the insurance industry and makes sure that you are receiving proper service and good value for money from your insurance provider. However because the sale of insurance through travel agents is unregulated, you'll have no access to the Financial Ombudsman Service if anything goes wrong. If you need to make a claim this insecurity could become a problem.

The Association of British Travel Agents requires agents that wish to sell insurance policies to take a compulsory exam. But even with this, the policies sold by travel agents are sometimes too limited in scope, and do not give good value for money.

Travel insurance is sold so often through unregulated intermediaries such as travel firms that even though many people get insufficient coverage they often find there is little they can do to complain about it if anything goes wrong. Therefore in order to make sure you are well covered and that nothing goes wrong you should look around for the best deal, and ultimately be sure to look for what else is available and not just accept what your travel agent offers you.

Ensuring everything is covered for a skiing holiday when you take out a specially designed policy like the etravelinsurance.co.uk skiing insurance policy. Because its designed for one specific need also means you can get their winter travel insurance at a great rate.