The Most Asked Travel Insurance Faqs

By Author: mathew sabri
Total Articles: 33
Comment this article

Phoning up travel insurance companies with the Yellow Pages to hand or traipsing down to the travel agent is an experience that most of us no longer have to go through when buying travel insurance. For the most art it is a relatively simple process.

Of course there are bound to be those of us who honestly do not know their exemptions from their premiums. And if everyone came completely clean, there's probably some things a lot of us aren't one hundred per cent sure about. Here are a few frequently asked questions about the whole thing:

1. Is having a job whilst travelling okay? Well, not really, especially if it's full-time. Some policies allow casual work such as fruit picking, mainly because of the backpacker market. But you never know what contacting the insurer will do. They may be able to work something out.

2. I forgot to get insurance. Can I buy it after I leave? Technically you must be still in your home country when you buy your policy. As soon as you pass through airport security you are classed as having left the country. Buy before you fly.

3. What rights do I have if the policy I bought ...
... is not what I expected? A 14-day refund, or cooling off period, applies to all travel insurance policies. This is to prevent unethical, pushy selling. This doesn't apply, however, if you have already used the policy.

4. Do I need to tell my insurer f I have had serious medical problems in the past? Whatever the circumstances, if the insurance company asks about medical history give them everything. Then they have no way of refusing to pay for a claim because it involves a known condition which you were required to inform them about.

5. Can I get a refund on my holiday if the tour operator goes bust? In the current financial climate this is a major concern. This is something that varies from travel insurance policy to travel insurance policy, so check the small print and ask your insurer.

Asking these questions before buying travel insurance should clear up any confusion. If your needs are straightforward, buying insurance is a quick and easy process, but ensure that there are no circumstances that could invalidate your policy.

Visit etravelinsurance.co.uk for your student travel insurance. You may find that you need to return home during your trip. Unlike most backpackers travel insurance etravelinsurance.co.uk allows you to return home up to 3 times during your trip for up to 14 days at a time without voiding your policy