3 Secrets To Buying Car Insurance

By Author: Campbell Amanda
Total Articles: 25
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Many people think car insurance is:
1. Expensive
2. Mostly confusing
3. They don't know who to trust

So what are the insider secrets to getting the best bang for your insurance buck? How do you know who to trust and what the real differences are between company A and company B?

Secret #1: Everyone knows that your rates go up after an accident that is your fault. The secret question to ask in advance is simply: How much will the rates go up and for how long? Any good insurance agent/company should be able to provide this in writing. This is a critical piece of information, because once you turn in a claim, it usually goes on your insurance record and makes it (almost) impossible to change companies after the claim.

Secret #2: How do feel about paying for insurance year after year and you never have a claim - but your rates keep going up? The secret here is to find a company that rewards good driving longevity. Many "accident free discounts" are a just a gimmick with many companies - who imply that you are getting this discount - simply because they are not surcharging you with an ...
... accident. A good agent will show you - in black and white - how your rates will improve with your good driving over time.

Secret #3: When you think about the high cost of insurance and how much you have paid over all the years - don't you think your agent should roll out the red carpet on the rare occasions when you call? The short answer is YES!! A good agent makes sure you are continually informed while continually showing how you are sincerely appreciated as a customer. If you don't "feel the love" from an easy service call or when you are getting a quote - imagine your possible level of frustration when you have a difficult claim. Find an agent you like and someone who likes what they are doing!

If you follow these 3 secrets to buying car insurance, you will ultimately pay less and have better coverage. You will discover the value of a great agent, learn a lot about insurance in the process, and feel a whole lot better about your insurance overall!

Mark Arens has been an insurance agent in Burnsville, Minnesota for 32 years and insures nearly 10,000 people. Call his office at 952-895-9999 or visit his website at Burnsville-Insurance.com or State Farm - Burnsville insurance.Visit http://www.Burnsville-Insurance.com for more information.