Test Your Knowledge Of Health Care Reform

By Author: spurtz seo
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Last week marked the 3rd anniversary of health care reform, formally, The Affordable Care Act (ACA). Where does the average American stand on the law? Do they understand it? Are there misconceptions? Will they purchase affordable health insurance, in accordance with the individual mandate, or just stay uninsured? Kaiser Family Foundation (KFF) , a non-profit, non-partisan foundation that researches and produces health policy and health information in the United States and around the world, released a new Health Tracking Poll detailing America’s current knowledge, expectation, and opinion of The Affordable Care Act.

Where do you stand? Here is a quick quiz:
True False Dependent Coverage is available until age 26.
True False Everyone has to buy health insurance or pay a penalty.
True False There is now a government run health plan.
True False All employers will have to offer health insurance.
True False You can purchase health insurance directly from a carrier, from an agent, or from one of the new health insurance exchanges.

Dependent Coverage is available ...
... until age 26. TRUE.

According to the Kaiser Family Foundation, 69% of the public knows that the ACA extended dependent coverage until the age of 26, and 76% of the public is favorable about this provision, 54% very favorable. The dependent coverage portion of the law took effect immediately on the date the law was signed, March 23, 2010. But, who is a dependent for health insurance?

And, just because you can stay on a health plan as a dependent, should you? Your income level might qualify you for subsidies available under health care reform, but you need your own health plan to take advantage of them. And, parents of dependents have their own reasons for getting adult children off their health plans , especially if they are Medicare age.

Everyone has to buy health insurance or pay a penalty. TRUE.

74% of the public knows about the