The Future Of International And Expatriate Health Insurance

By Author: Bharat Book Bureau
Total Articles: 1486
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The latest report from insurance analyst Ian Youngman, puts the international and expatriate health insurance market in perspective and offers valuable insight into the nature of the current and future market.

Key conclusions:

With the potential of domestic health insurance markets limited, US, UK and EU health insurers and intermediaries are increasingly looking at healthcare for expatriates and locals in international markets.
Companies are looking to the world’s emerging markets as opportunities to expand their business. With increased risk for overseas employees and complex local legislation, companies are looking for more than simple health cover from international health care benefits providers. http://www.bharatbook.com/healthcare-market-research-reports/the-future-of-international-and-expatriate-health-insurance1.html
The legal situation is increasingly complicated.
Over 200 million people live outside the country they were born in.
At least one in two expatriates has no health insurance.
There is a huge domestic health insurance potential in some countries.
For insurers ...
... with restrictions on possible growth at home, international health insurance is now a must rather than just an option for major health insurers. With fast changing markets and economies, and as businesses move into new areas, health insurers have to expand where they offer cover or lose customers.

There are now laws on who can be an insurer or broker in many countries, even if offering cover from overseas. And an increasing number of countries demanding that nationals, expatriates and students must take out state approved insurance, or prove they have international health cover.

What used to be fairly simple business of replicating and adjusting domestic health covers for overseas markets is now hugely complex. Many places pose a significant challenge for insurance companies and require sophisticated solutions. Companies have to adjust their strategies to expatriate needs and the requirements of locals.
Table of Contents
OVERVIEW
Introduction
History
Pricing
Currency
Market Size
Market overview
Insurer bases
Who buys it and why
Travel insurance
Who can be covered on individual policies
Who can be covered on group policies
Why companies buy it
Why individuals buy it
Why not just buy cover locally
Target market
Specialist markets
Market potential
Medical tourism
Cover
Health cover changes
Extra services
Helping customers keep healthy
Help lines
Security and travel advice
Claims
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The Future of international and expatriate health insurance
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