ALL >> Insurance >> View Article
How Not To Fall To Fraudulent Auto Insurance Claims

One of the most common insurance fraud scams today is that involving fraudulent auto insurance claims. It has become really a source of worry, perhaps now the biggest fraud problem in the United States and elsewhere. Usually these claims involve staged auto accidents, faked injuries, and arson. Not only drivers like you are affected. Auto insurance representatives and companies are also not immune to tricks and fraud. In this article, we're going to give you ideas on common auto insurance scams and how you can avoid being involved in any of them.
Swoop and squat. This scam involves two vehicles and a third one driven by the unknowing victim. The "squat" vehicle's driver maneuvers himself in front of the victim's car. Meanwhile, the "swoop" vehicle's driver positions himself ahead of the squat vehicle, cuts the vehicle off and speeds away. The driver of the squat vehicle, on cue, slams on his brakes and stops abruptly. Now, the victim is caught by surprise and for most cases, fails to step on the brakes on time, hitting the rear of the squat vehicle. With the swoop vehicle gone, the victim does not have enough ...
... evidence to convince the police that it was the swoop vehicle which caused the accident. The poor and hapless victim ends up paying for the damage and personal injury claims of the driver in the squat vehicle.
Side swipe. Typically, this happens at busy intersections with dual left hand turn lanes. The driver staging the accident moves his vehicle in the outer left turn lane. As the target victim's vehicle goes into the outer turn lane, it is side swiped by the accident scammer. This is no child's play. The driver staging the accident has done enough homework to know that the intersection is often congested, thus drifting will likely to occur.
Panic stop. For this modus operandi, the criminal drives a full-packed old car. Positioning himself in front of the victim, one of his passengers acts as a look-out to identify a driver taking his eyes off the road, like one answering a mobile phone call, texting or switching radio stations. Once the potential victim is identified, the passenger then signals the driver to start the operation. The driver slams on the brakes, inducing an accident to occur. The unwitting victim's pleas to the authorities that the criminal stopped abruptly for no reason at all will fall on deaf ears, as there is no proof to his case. Meantime, the victim will have no choice but to pay for the damage and injury claims of the perpetrator.
Now that you know these, be a careful motorist. Maintaining your car at a fair distance from the one ahead of you is the only one way to avoid from falling into these scams. If only drivers faithfully follow speed and distance rules, accidents, whether staged or the real ones, would be avoided. Do you often find yourself tailgating the vehicle ahead of you? You should know better by now. Be a law-abiding driver and your chances of being victimized by these scams will be less than likely. Protect yourself from auto insurance fraud. Be a smarter driver in 2009.
You can check out the best auto insurance quote online for your cars! With a variety of cheap auto insurance deals to choose from in your area. Compare the best and the cheapest auto insurance quotes for your cars today and save more time and money!
Add Comment
Insurance Articles
1. Behind The Music - The Musical Instrument Repairers Who Keep Tours AliveAuthor: victor12johnson
2. Why Wealth Management Companies Are The Secret Sauce To Financial Success
Author: Drishti Desai
3. Protecting Your Passion - Essential Tips For Touring Musicians
Author: micheljordan4
4. Caring For Your Flute: Maintenance Tips Every Flutist Should Know
Author: musicinstrumentsins
5. The Social Media Effect: How Short-form Music Videos Are Beneficial For Musical Instrument Retailers
Author: victor12johnson
6. Assurekit Is Changing The Insurance Game—here’s How Your Business Can Benefit
Author: Gaurang
7. How To Compare Private Health Insurance In The Uk: A Comprehensive Guide
Author: Finance Advisors
8. Orchestras Meet Tech - How Virtual Reality Is Transforming Classical Music Performance
Author: micheljordan4
9. Why Private Healthcare Insurance In The Uk Is Becoming More Popular
Author: Finance Advisors
10. The Comeback Of The Clarinet - Why Gen Z Is Rediscovering This Classic Instrument
Author: musicinstrumentsins
11. Nyc’s Top 5 Recording Studios You Need To Know About
Author: victor12johnson
12. How To Find A Health Insurance Broker In The Uk You Can Trust
Author: Finance Advisor
13. What To Look For In A Health Insurance Plan If You Are Buying After 50 In The Uk
Author: Financial Advisor
14. Why Viola Insurance Is Essential For Professional And Amateur Musicians?
Author: micheljordan4
15. Top 5 Most Famous Bassoon Players Of All Time
Author: musicinstrumentsins