Health Insurance Diabetics Plan- How To Get The Best Rate

By Author: Lester Hobbs
Total Articles: 51
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Most often when a person is diagnosed with diabetes, life insurance is usually the last thing on their mind. Many diabetic patients are ignorant about the dangers that the disease can bring and, the huge medical bills that they will have to pay for their treatment. Diabetes is a sickness that drains a person physically, mentally and, financially. The only solution to fight this constant war is to find yourself a good health insurance diabetics plan.

In the past, diabetic patients were refused health insurance coverage by insurers. Diabetes is a disease that falls under the category of “pre existing conditions”. A pre existing condition is an illness from which a person is already suffering from or diagnosed with before they can be covered or opts for a health insurance plan. Not many health insurance companies were keen on covering people that were already ill. However, things have changed drastically in recent years. These days, it does not matter what illness you have, finding health insurance is not very difficult.

Before any health insurance company can sell you a health insurance diabetics plan, there ...
... is three very important points that they need to know. Firstly, they need to know if you have ever experienced a diabetic coma or insulin shock within the last 2 or 3 years. Secondly, have you undergone any amputations due to complications caused by diabetes. Thirdly, if you are using insulin shots and pills to control your blood sugar. It is essential that you supply them with the correct information that they require.

The number of people that is being diagnosed with diabetes is increasing with each new day. If you have been diagnosed with it you need to sign up for health insurance immediately. Many of you may be wondering if you really need health insurance, most of you would rather spend that money on shopping than waste it on health insurance. But, having health insurance will benefit you in a number of ways. Diabetes is a lifelong disease and is not going to get cured with time. You need to be prepared to pay the bills and the regular doctor checkups. The bottom line is that diabetes is a serious sickness and it should not be taken lightly.

Diabetes is of 3 types. Namely, Type 1 Diabetes, Type 2 Diabetes, and, Gestational diabetes.

Type 1 Diabetes- a person is diagnosed with Type 1 Diabetes or “early onset diabetes” when the body fails to produce insulin. This type of diabetes is also known as juvenile diabetes. 99 out of 100 diabetic patients suffer from this type of diabetes. People diagnosed with Type 1 Diabetes need to take regular doses of insulin to control the production of blood sugar for the rest of their life. Monthly blood tests need to done to check the level of glucose in the body.

Type 2 Diabetes- a person is said to have Type 2 Diabetes when the body fails to produce sufficient amounts of insulin. Type 2 can be controlled by eating a healthy diet and living a healthy lifestyle. However, it gets worse with time.

Gestational diabetes- it is found in pregnant women but, it is not for lifelong.

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