Get Guaranteed Income For Your Retirement, Enjoy Your Golden Years

By Author: Smith Morgan
Total Articles: 7
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The economic downturn has hit home for many of Australian’s retirees and soon to be retired with 73% or an estimated 2.9 million elderly residents loosing retirement income, the latest BankWest survey report has found. You may have heard about the risk of inflation, the risk of outliving your income, or the risk of not having enough money. One of the less commonly discussed issues (at least until recently) is having too much market risk in your portfolio at a time when you need an income from this portfolio. These are all issues that can be managed by effective retirement solutions planning. Get a guaranteed income now by seeking sound advice.


The crucial period leading into, and just after retirement (approximately 10 years either side) when the retirement nest egg is most vulnerable to market down turns can be referred to as the ‘Retirement Risk Zone’. Average short term losses due to downturns in markets during this time can have a significant long term effect on the longevity of your portfolio.


The biggest problem confronted by the individuals in the ‘Retirement Risk Zone’ ...
... is that they have been, and continue to be treated as part of a mass investment market.  The recommendations and advice has not been designed around their individual needs, rather an investment strategy that has been pre-designed and packaged for mass sales.


The fact is that there is no single product or structure which will accommodate your own retirement needs, which is why you need to talk to an advisor who will take your own personal situation into account and will tailor a package for you.


They will take your own situation into account and will develop a plant that will ensure you will be comfortable in your retirement. One that will provide for fixed income in retirement that is not subject to market, legislative or risk variables., where they allocate funds for planned capital expenditure and allocate funds for long term growth, reserves and estate planning needs as well as providing a retirement management account which provides liquidity and flexibility to meet your changing needs.


Find a good retirement advisor now. Make sure that they are independent so that the advice they are giving you is completely trustworthy, make sure that they have been doing this for years and have the depth and breadth of skill to provide you with on point advice that will secure your future.


Get a retirement income you can rely on now.

Author Bio:

For the past 3 years I have been writing informative and high quality articles on topic such as guaranteed income, retirement advisor,retirement income and many more.