123ArticleOnline Logo
Welcome to 123ArticleOnline.com!
ALL >> Insurance >> View Article

How Your Zip Code Affects Your Auto Insurance Quotes

Profile Picture
By Author: Michael Scott
Total Articles: 46
Comment this article
Facebook ShareTwitter ShareGoogle+ ShareTwitter Share

Most insurance consumers already know the reasons why home insurance is considerably affected by zip code. However, the idea when it comes to auto insurance is relatively far behind. Knowing this essential information could help policyholders save money when buying a home and help educate them on how to save a few hundreds on car insurance. Here are some of the ways to find out:

In most cases, the area where you buy your house determines the mileage you put on your car each year. If you are living in a place far from the workplace or in an area where you usually go, your annual miles driven may go up dramatically because of this. If your workplace is 10 miles far from your home and you drive to work five times a week, your miles driven will be twice as much as with those who live 5 miles away from their workplace. So, consider living in an area where you have access to mass transit and other transport system, by doing so, the annual miles driven will possibly go down and help you to get your car insurance rates down.

The cost of your auto insurance is also influenced by the crime rate in the area you are ...
... living. If you are living in an area where the risk of vandalism, theft and other crime is much higher, the rate of your auto insurance increases accordingly.

If you are buying a house, you must be guided by these issues to avoid dramatic increase on your expenses for car insurance premiums.

You may compare some information from various car insurance providers with less focus on the zip code where you live in. So, when buying a house, it's good to compare the car insurance quotes from different zip codes and compare its rates. If your zip code has an extra 250 dollars on the annual premiums, in 20 years you may end up paying twice that amount with insurance then you may with gas and car repairs if you were to live closer to your place of employment.

There are other factors which you must also consider apart from your zip code that will save hundreds on your premiums:

Having bad driving records and other violations such as reckless driving, speeding tickets and others will surely results in a higher accident risk and thus an increase in premiums on car insurance. Keep in mind that having a clean driving history will give you low cost auto insurance for your savings.

Another indication of higher risks is having poor credit history. Most insurance companies charge a much higher car insurance premium for those consumers with poor credit score, however, having good credit will give huge savings and more discounts.

Some insurance companies look at the occupation and think of the possible risks of not paying their monthly premium. If your job requires you to travel most of the time the possible risks of car accident and frequent filing for auto insurance claims is high. So, your job is definitely important when you want to save hundreds on car insurance.
We are committed in providing ideal and cheap auto insurance for

your cars. Just visit our site and select your state to get cheap and

href="http://affordableautoquotes.blogspot.com/">affordable auto insurance online with ideal automobile insurance policy

coverage. Save money on auto insurance today!

Total Views: 171Word Count: 558See All articles From Author

Add Comment

Insurance Articles

1. Behind The Music - The Musical Instrument Repairers Who Keep Tours Alive
Author: victor12johnson

2. Why Wealth Management Companies Are The Secret Sauce To Financial Success
Author: Drishti Desai

3. Protecting Your Passion - Essential Tips For Touring Musicians
Author: micheljordan4

4. Caring For Your Flute: Maintenance Tips Every Flutist Should Know
Author: musicinstrumentsins

5. The Social Media Effect: How Short-form Music Videos Are Beneficial For Musical Instrument Retailers
Author: victor12johnson

6. Assurekit Is Changing The Insurance Game—here’s How Your Business Can Benefit
Author: Gaurang

7. How To Compare Private Health Insurance In The Uk: A Comprehensive Guide
Author: Finance Advisors

8. Orchestras Meet Tech - How Virtual Reality Is Transforming Classical Music Performance
Author: micheljordan4

9. Why Private Healthcare Insurance In The Uk Is Becoming More Popular
Author: Finance Advisors

10. The Comeback Of The Clarinet - Why Gen Z Is Rediscovering This Classic Instrument
Author: musicinstrumentsins

11. Nyc’s Top 5 Recording Studios You Need To Know About
Author: victor12johnson

12. How To Find A Health Insurance Broker In The Uk You Can Trust
Author: Finance Advisor

13. What To Look For In A Health Insurance Plan If You Are Buying After 50 In The Uk
Author: Financial Advisor

14. Why Viola Insurance Is Essential For Professional And Amateur Musicians?
Author: micheljordan4

15. Top 5 Most Famous Bassoon Players Of All Time
Author: musicinstrumentsins

Login To Account
Login Email:
Password:
Forgot Password?
New User?
Sign Up Newsletter
Email Address: