Getting A Credit Card Payment Gateway In India

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With the multiplying of ecommerce customers every year even the vendors supporting payment gateway India have also increased in number. To sustain the competition the quality of the services too improved a lot as compared to a decade old methods.

Few of the check lists to get a payment gateway India are:
• a full pledge running live ecommerce website with business objective clearly defined
• Bank account associated with the ecommerce application
• Company registration and pan card details
• Management Identity and other details

With processing these details the payment gateway service providers release the merchant account details. To start with a setup fee is required which is non refundable to be paid at the start of applying for a payment gateway. Along with setup fee regular yearly renewal or rental fee needs to be paid to go for continuous services. Apart from these two charges there are per transaction charges too. This depends upon vendors and their services.

Once the setup payment gateway is done then next comes the payment gateway integration ...
... Payment gateway can be easily integrated with little programming knowledge. To make it more easier one can hire consultants who are available in the market at affordable prices too.

Choosing the type of payment gateway for the ecommerce website is the crucial one. Processing national or international cards depend on the type of payment gateway selected. Also for both tariffs change a lot. Domestic credit card payment gateway costs less. The decision making should depend on the type of online business carried and its targeted audience. If the customers are from abroad then the payment gateway used should process all international cards.

Once the payment gateway is installed online customers can happily buy products or services available online. After adding them to card and clicking the pay button the webpage is redirected to the vendor's webpage where the payment needs to be processed. Customer need to select the bank details and enter them here. Once the payment is done successfully it is again redirected to the ecommerce website where the customer started to pay with successful transaction details.

For every transaction the vendor stores the customer details and the bank details too to process if something goes wrong. Almost all the payment gateways in India are safe and secured to integrate.

There is little precaution to take care while selecting the right payment gateway:
• Analyse carefully the targeted audience
• Properly check all the banks that can be processed by the payment gateway
• The tariff available for yearly renewal
• Commission or other deductions per transactions or in volumes.