Steps To Get Payment Gateway Integration Into Ecommerce Website

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Payment gateway integration

It is very easy to get payment gateway integration into any ecommerce website. To obtain payment gateways one need to satisfy few basic things. They are: ecommerce website up with type of business well defined and merchant account. With these company documents and management identities need to be submitted to any vendor who gives payment gateways services in India.

Payment gateways

With the help of payment gateways one can sell his services or goods around the globe and attract customers across the world. It is a boon for sellers and customers as well as they can order their interested products in no time without moving out of their seats.

From movie tickets & events to examination fee or power bills anything can be paid online via payment gateways. With the increase of ecommerce application baby clothes, baby food, household groceries, jewellery to latest electronic goods can be ordered.

Payment gateway in India

To obtain a payment gateway in India customers need to pay for setup fee which is one time and non refundable. ...
... With this a merchant account is created which is associated with the bank acc of the ecommerce website and an API for payment gateway integration is given. To integrate the payment gateway one need to programming basics at least instead of being a tech savvy. There are different plans available for the payment gateway – basic and advanced plans. These plans depend on the number of transactions that are possible through the website. Yearly renewals and commission per transaction depends on negotiations with the vendors. The whole process takes around one month to happen.

With the integration of the payment gateway after the customer selects his services or goods he/she is directed to the vendor's page where the transaction can be carried on securely. Once the transaction is done again the ecommerce webpage is shown with the shopping and transaction details. Before taking the payment gateway itself website publishers need to opt what kind of transactions to happen. The types available are domestic credit cards, international credit cards, domestic debit cards, international cards and net banking. The choice can be made according to the online visitors. Few sites with local events may have only local customers so it is better to opt domestic cards instead of adding international cards too as international cards debut higher commissions.

The commissions for every transaction differ with credit cards, debit cards and net banking. So before opting any payment gateway one need to choose carefully depending on their budget and online visitors.