Van Insurance: A Must Have For Your Vehicles

By Author: Rone Kenn
Total Articles: 3
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Your Vehicle is an integral part of your business and life, so therefore it is equally vital to have Van insurance and for this you will have to understand the importance of the insurance policy that is required for your van. Van Insurance policies are tailor made for small or large business owners and can cover a single van or ondeed a fleet of vans.



The physical size of the van and its weight are the some of the factors that help decide with which insurance group you could insure your van, the bigger the vehicle the more expensive it can be should your vehicle become involved in an accident and the cost of repairs can sometimes appear to be astronomically high for those running their own business. Van Insurance helps in covering vehicles up to 3.5 tons fully loaded. There are generally five categories which help to put the vehicle into an insurance group: Car derived vans which looks like a car; a micro van which looks like a medium sized car; a small or light van; a medium sized panel van and a large van. Other things that are considered are the engine type; whether it is petrol or diesel, the capacity ...
... of the engine, the value, other accessories like security fittings, Global positioning systems, tracking devices used and the cost to replace parts.



Van Insurance can be obtained at specially low prices, particularly for those willing to shop around by getting quotations from multiple companies. The premiums quoted can be even lower when insurance companies have introductory discounts and if you have a good ‘No Claims’ record stretching back multiple years. Additionally, you can obtain cover so that you are protected against theft of your own tools or goods that you are carrying in your van. Many van drivers see the benefit of cover for goods in transit and liability cover (both available as additional items from many insurers)



There are three types of policies for you to consider, Third Party, Third Party, Fire and Theft and Fully Comprehensive van insurance. Another option is to add breakdown cover with your policy (as this can be cheaper than buying such cover separately). Third Party only van insurance is the least expensive, and this policy will pay out for any damage to the other vehicle involved in an accident if you are to blame. Third party, Fire and Theft van insurance offers protection if your van is stolen or damaged. The most expensive option is to go for Fully Comprehensive van insurance , though many van drivers prefer this for the additional piece of mind it gives them when a van can be such an important part of earning your livelihood.



We just focus on van insurance and Van Insurance Quotation getting you the best deal. No furry mammals, no opera singers just great prices and deals in the least amount of time.