Flood Risk Reports Are Useful

By Author: William Pollard
Total Articles: 160
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Floods are somewhat of a common occurrence in the UK. We are a nation which is surrounded by water and sometimes conditions occur which means that we are unfortunately deluged with excessive water, which can cause major disaster and destruction for those who are unlucky enough to be caught up in the floods. Flooding has been occurring in the UK for many years now and there is many areas across the country which are deemed a flood risk, so it really is vital that all people who are looking to buy or develop property carry out a flood risk assessment to determine whether or not they are likely to be at risk.

Benefits of a Flood Risk Report

A comprehensive flood risk assessment is something which can be very helpful for insurance purposes for those who are looking to buy a home. It is also something which developers in potentially risky areas are required to undertake before their planning applications will be granted.

A flood risk report will tell you exactly how likely it is that your property will become flooded at some point. There are several different flood zones which all represent a different level ...
... of flood risk and knowing which zone a property falls into can be vital information for home buyers.

Developers

Developers will most likely need to carry out a full flood risk assessment if they are in danger zones. This will mean that a qualified flood assessor will need to be called in. They will then assess the flood risk by following the legislation set out in the PP25 document. They will then produce a report and this will need to be submitted along with their planning application.

By conducting a flood risk assessment and having a detailed flood risk report compiled, it is possible to amend plans so that flood prevention measures can be put in place where there is a risk.

Insurance

A flood risk report is also important for determining if you are likely to get insurance. Many insurers will not do business with you if you buy in an area which is very prone to flooding and this is good information to have before you think about buying.

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