Get A Good Amount Of Return By Financial Expertise Knowledge

By Author: Jacob Trott
Total Articles: 6
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Investment is very lucrative word. The money, we set aside from the expenditure are saved for future use. The saved money is invested actually to get some return. Money does not grow automatically. The invested money actually gives return in terms of interest. Plenty of plans are there for investment. They are termed as Monthly Income Plan, Fixed Monthly Income, Annual income plan etc. We invest lump sum amount money to save income tax also. There are Tax Free Investments for this purpose. It saves tax amount and provides us solid returns. Government bonds, Mutual fund, Post office savings, pension fund, insurance policies are type of investment plans to give you return at a certain period. There is also shares, real estate, fixed assets investment, debenture investment. But whether it would be tax free or nor depends on the criterion of the investment policies. The investment is also two types as risk free and risky. Share market investment is always related with risks. But government bonds, general life insurance policies give fixed returns and the return will be risk free.

Investment ...
... is called always subject to market risk. There are some risks that cannot be averted. The stock exchange denotes the share trading. Here you can gain or loss. During the economic slowdown the index normally goes down and share price also comes down. It cannot be ignored. For that we need to investment in a portfolio investment. It actually is a basket of scheme where one certain risk can be compensated by the risk less investment. For that reason we need financial advisors. The Monthly Income Plan provides you a guaranteed rate of interest monthly income. It does not touch your original invested amount and you will get a fixed amount of money in your hand. It is actually a source of income for the pensioners. The pension amount actually invested in this way to get a fixed rate income in each month. Post office, mutual funds debt-oriented investment also eases out revenue monthly basis. The debt instruments of mutual fund bestow reasonable returns investing about 80% in debts and remaining 20% in equity market. The economy slowdown can hamper also the interest rate. Actually the investment provides a steady income and it is not so much volatile in nature. It is ideal for 2-3 years and investor can get return upto 12-13%. But for equity portion the risk is also related here with the investment.

There are many important things related with the investment plan. You can have many queries in this respect. Can I have a fixed return always? Is Bank FD investment is also same or better than it? Is there any capital gain tax? Does it always give steady or guaranteed return? There are numerous questions you can be answered by an expert. For senior citizens it can be an alternative way. If you are planning for any investment get the advice from any finance experts. The financial institutions know various ways to show the way of good return and save tax on your return. You should follow the advice t get best return as the your return will pay back their revenue foe their service.