ALL >> Insurance >> View Article
Student Removals- Self Packing And Insurance - For Proper Pr
Students and people undertaking small removals are very likely to want to pack themselves.
Whereas self packing will save money, it muddies the water as far as both insurers and removers are concerned. Spurious claims, poorly defined responsibility (e.g you packed it badly), and the high administative cost of 'adjusting' claims for small amounts, all mitigate against good value for the customer. Policies are so diluted by exclusion and excess clauses, that they are usually ineffective against breakages.
You should however, insure your property - against theft, and complete loss or destruction. Moreover you should take a policy independent of a removal company's cover (talk to a student insurance specialist). I will go further: If a remover insists you buy insurance from them find another company...
Why? - Consider this: if a removal company is acting as an agent for an insurer, he cannot allow his business to become a funnel for claims. the remover will himself look a bad risk and be uninsurable. Not only that, but the remover will be contractually ...
... obliged not to admit liability on behalf of the insurer (like in motor insurance). The removal company may thus be an impediment to your claim. That is not to say that removers are not themselves covered by their own insurance:- as a minimum they will have public liability cover.
Protect yourself with an independent policy in your name.
Your money is well spent on proper packaging and packing. Most breakages are the result of a lack of, or inadequate preparation. If you take the all too common view that your mover should just pick an item up and load it on a van, you will become another statistic.
When you have agreed a collection and delivery type of arrangement (rather than a packing service), then the mover will have no further responsibility beyond loading your property as it is presented to him.
So,to help start you thinking about packing for any move that you might be planning:-
Here are a few common examples of shocking packing:
Kitchen crockery and glass piled up in an open avocado box - rattle shake and break!
Stereos and computers covered by bin liners - the worst of both worlds - not only are these items not protected, but the mover cannot see what is being handled.
Picture glass protected with bubble wrap - is protected from nothing. You must cover picture glass with cardboard like a flattened box
Clothes and bedding stuffed into a single and probably open bin bag - they invariably rip. If you must (and you will!), double up the bags and leave room to tie them up. Boxes are far better.
Books, paperwork and vinyl in large boxes that almost weigh as much as a piano - A 12 bottle wine box is the maximum size.
Pack boxes tidily so they close flat (with nothing poking out) for stacking. Keep the weight managable. Mark them clearly with your address and contact numbers. Package as much as you can and number the boxes so you (or the receiver) will be able to check that everything has arrived.
Have a successful move!
You can read more about reducing your removal cost together with packing and packaging advice at:-WWW.student-movers-forum.com
Packing Tips
insurance
About the Author
The author has spent 25 years in various service industries, including the last 8 in the removals sector.
Add Comment
Insurance Articles
1. Hand Insurance For Musicians: Protecting Your Most Important AssetAuthor: Clarion
2. Insurance Business Process Outsourcing A Smart Growth Model For Us Agencies
Author: Ravi Shekhar
3. Commercial Fleet Motor Insurance: What Every Business Owner Needs To Know
Author: Lucas Jack
4. Medicare Billing Errors And Challenges
Author: medicareharbor
5. Valuation, Rare Flutes And Collectors: How To Insure A High End Flute
Author: musicinstrumentsins
6. Why A Music Company In New York Has Become The First Choice For Modern Musicians
Author: Music Company
7. Importance Of Musicians Insurance For Independent Artists And Creators
Author: Clarion
8. Protect What Matters Most With Trusted Insurance Experts In Auckland
Author: Affordable Finance
9. Vintage And Collector Saxophones In America And The Need For Insurance
Author: Michel Jordan
10. The Rise Of Independent Woodwind Musicians And The Role Of Bassoon Insurance
Author: musicinstrumentsins
11. How Digital Claims And Online Policies Are Simplifying Brass Musical Insurance For Artists
Author: victor12johnson
12. From Tiktok To Global Stages The New Generation Of Viral Cellists
Author: micheljordan4
13. How Much Does An Oboe Really Cost? Understanding Its True Value
Author: musicinstrumentsins
14. How Technology Is Changing The Way Woodwind Instruments Are Played And Preserved
Author: victor12johnson
15. The Revival Of The Fiddle In Contemporary Country And Bluegrass Music
Author: micheljordan4






