ALL >> Insurance >> View Article
The Myth About Red

Urban myths come in all shapes and sizes from the faintly horrific stories about what might make your large pet dog ill, to the suggestion the color of a vehicle helps it go faster. The latter is usually justified by piles of statistics drawn from official and informal sources. The official sources are usually reports compiled from police and court reports, with additional material from ambulance staff and others attending the scene of traffic accidents. There are further statistics pulled from hardcopy newspapers and magazines, as well as all the digital reports now carried on the internet. When you put all these sources together, they appear to show more red vehicles involved in accidents than those painted black, blue or yellow. There also appear to be more tickets written for those driving red vehicles. Yet, if you were to ask insurance companies, they would all deny quoting higher rates for red vehicles. How can this be true?
It's at this point we come to the way in which a literal mind works. Sometimes, it takes time to work out what the right question is if you want to hear the complete explanation. Let's start ...
... with a statement of the obvious. A vehicle is a vehicle. On the factory production line, they all start off as parts which are assembled into a completed whole. Only at the end of the production process are the vehicles sprayed and fitted with their trim. So, allowing for mistakes in the assembly process and for some of the parts to be defective in some way, it's random chance for any one vehicle to be red as opposed to black. Their performance should be identical regardless of color. This means the main variable between one vehicle's performance and the next is the driver.
Some people are skilled and safe drivers no matter what the color of the vehicle. The safer the driver, the lower the premium rates. Now ask yourself which vehicles are most likely to be painted red. The answer is higher powered vehicles tend to be painted red and other primary colors. The manufacturers have done their research. They know people buy a vehicle not just as transport, but also as a personal statement about who they are. Psychologists confirm the color red attracts more attention. In the Asian and Chinese cultures, red is the sign of good luck. So, as a buyer looking to make a statement about who you are and whether you are a success in this competitive world, buying a red car will turn heads as you drive down the street.
Remember, it's perfectly possible to drive a red sports car safely so long as you stay within the speed limit and obey the laws of the road. But that's not how many drivers actually drive these vehicles. They want to ensure they are seen and so drive them up to their limits. The police do not profile cars, but they are often driven recklessly. So, if you compare the color to a measure of the driver's aggressiveness, you will usually find hot drivers in hot cars pay higher auto insurance rates. Now average out the car insurance quotes for red vehicles as opposed to black. The red drivers will probably pay more because they are fast drivers buying the fast-colored cars. That means some urban myths are true.
Add Comment
Insurance Articles
1. Nyc’s Top 5 Recording Studios You Need To Know AboutAuthor: victor12johnson
2. How To Find A Health Insurance Broker In The Uk You Can Trust
Author: Finance Advisor
3. What To Look For In A Health Insurance Plan If You Are Buying After 50 In The Uk
Author: Financial Advisor
4. Why Viola Insurance Is Essential For Professional And Amateur Musicians?
Author: micheljordan4
5. Top 5 Most Famous Bassoon Players Of All Time
Author: musicinstrumentsins
6. The Top 10 Most Luxurious Pianos In The World
Author: victor12johnson
7. Understanding Reinstatement Insurance And Its Critical Role In Property Protection
Author: SourceThrive
8. Playing With Purpose - Young Oboist’s Guide To Skill & Safekeeping
Author: musicinstrumentsins
9. The Acoustic Weapon: How The Cello Dominates Contemporary Music
Author: micheljordan4
10. Mitigating Professional Liability - A Forensic Lens On Insurance For Appraisers
Author: victor12johnson
11. Noaa’s Hurricane Call For 2025 Released
Author: D Edward Levy
12. Inside The World Of Global Family Offices: Where Legacy Meets Smart Wealth Management
Author: Drishti Desai
13. The Backbone Of Studio Sound - Why Audio Interfaces Deserve Your Attention
Author: micheljordan4
14. Claims-made Insurance: 5 Key Pitfalls Exposed | Impaakt
Author: Impaakt Magazine
15. Soundscapes Of The Future - The Rise Of Horn Instruments In Modern Music
Author: musicinstrumentsins