Federal Employee Program And Health Benefits Of Existing Employees

By Author: harleyreuben
Total Articles: 56
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• It is a program designed especially for the people who are employed by the federal government. This program is prepared by U.S OPM; it is U.S federal government agency.
• The major responsibility of OPM is to hire and recognize the best hands for serving American people. Like other organizations, U.S OPM has recognized the importance of health benefits to the employees. Thus, this program is designed with several plan options so that an employee can select from a big list when selecting health benefit.
• Health maintenance organization, consumer driven health plans, fee for service with preferred provider organization and high deductible health plans are some of the plans in the FEHB program. This health benefit is available to a person and his family when a health issue arises.
• These fruitful benefits are not only given to the current employees but also retirees and their families. The current working employees in one organization will join into other companies for earning higher salaries and benefits. So, health benefits can also draw the best employee into an organization.
Program description
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... • FEHB program is designed in such a way that it should meet the health care needs of the people. The benefits of this program can be enjoyed by current federal employees, retirees and their families. This program provides vast options for the selection of health plan in your country.
• The various options offered for you are fee for service plans, point of service, preferred provider organization, health maintenance organization, etc.
• Most of the FFS plans are opened for everyone but few ask you to join the organization for paying membership fee that is offering the plan. Only some specific group of employees is offered certain plans. Today, managed care is considered as vital thing in the health care.
Federal Employee Health Benefits for Existing Employees
• All the federal employees are offered the health benefits which are covered in the FEHB program. These benefits are not available in very rare cases for the employees who are not recognized by federal law and regulations.
• The coverage and services offered for you will depends on the plan you select. The common services present in all the types of plans include general hospital care, care during pregnancy for women, effective care if offered before, during and after surgery and all the medical bills taken at the time of injury are covered by health benefit.
• The cost of premium is shared by the government for several employees. It is clearly mentioned on the FEHB handbook that the government share for the health benefit premium of federal employee.
• Make sure get enrolled for health benefit if you are eligible so that you don’t have to wait till annual open season. In general, one can get enrolled from the month of November to mid-December.
• SF-2809 is the common form for all the federal employees for getting enrolled to health benefit. EBIS is the self service method by which you can also get enrolled for health benefit.
• One can make effective modifications to the plans such as removing or adding family members, health coverage plan can be increased or decreased, etc at the time of health benefit open season.

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