ALL >> Insurance >> View Article
Building A Better It Infrastructure
Let's start with a not uncommon situation. Someone is brought into hospital unconscious. He or she has collapsed or been involved in an accident. Fortunately, there's a driver's license so the hospital knows the identity of the patient, but there's one small problem. Without free access to this person's medical records, how do the doctors know what existing health problems may be contributing to this collapse? Worse, there's no way of knowing whether there are any drug allergies or whether drugs are already being taken which might interact with any new medications the hospital might propose to use. At best, this slows down decision-making. At worst, it exposes the patient to the risk the treatment might make their condition worse. In an ideal world, all medical records would be available online so that, with a patient's identity, a hospital could get immediate access to all relevant information. Except this is not an ideal world and many doctors still keep only paper records.
Let's be clear about this. The overall standard of care would improve if there was effective and comprehensive information sharing across all healthcare ...
... providers. Costs would be saved by removing the need for tests to be repeated. Doctors to a case can quickly see the pattern of diagnosis and treatment, avoiding diagnoses now eliminated and focussing the search on the remaining explanations for the symptoms. Even more importantly, it also allows a new pair of eyes to see what might have been missed or misinterpreted. When you can save costs and improve treatment outcomes, this is a win-win for everyone. Except it can never work unless there's a better IT infrastructure to collect and store the information securely, and then only allow access to those with a need to know.
Now add in Obamacare. If you are going to mandate people to carry cover and make the insurance exchanges work properly, you need up-to-date information to identify those without cover and encourage them to enroll. Although federal and state agencies have some money to pay for this work, small practices and rural hospitals have neither the expertise nor the funding to implement effective IT systems. Worse, if local practices and doctors were allowed to implement their own systems, the result would be a piecemeal system with little chance of one system interacting effectively with any other. It needs a centrally coordinated design for all interested parties including the insurance industry. Obviously, the insurers are not going to be pleased if lists of their customers are accessed by the state. They will claim this is commercially sensitive information. Yet without a free exchange of information, it will be difficult to make public and private healthcare available to the maximum possible number of people.
There's a certain irony in all this. Normally, we would think the improvement of our healthcare services would depend on better drugs and more effective treatments. Yet what we now see is that health insurance can never deliver a completely safe and effective service without proper information exchange. Worse, without access to the health insurance companies' databases, how will the state enforce the mandate? Except the cost of all this IT work is billions of dollars and there's no real sign the federal government has budgeted for it.
Add Comment
Insurance Articles
1. Cracks, Humidity, And Theft: Why Specialist Acoustic Guitar Insurance Is A Must-hAuthor: Music Company
2. I-car Certified Body Shop In Florida: Why It Matters For Your Vehicle
Author: Pro Car Auto Body Shop
3. Does Insurance Cover Auto Body Repair In Florida? A Complete Guide
Author: Pro Car Auto Body Shop
4. From Busking To Backstage: A Guide To Musical Instrument Insurance In The Uk
Author: Clarion
5. How To File Insurance Claim For Car Accident Florida
Author: Pro Car Auto Body Shop
6. Why The Right Financial And Insurance Advice Matters In Auckland
Author: Right Choice Finance
7. Key Factors To Consider When Choosing A Health Insurance Plan In The Uk
Author: Riley Allen
8. Piano, Violin, And Guitar Insurance: What Musicians Should Know
Author: musicinstrumentsins
9. Musician & Individual Musician Insurance In 2026
Author: Clarion
10. Building Financial Security With The Right Insurance Advice In Auckland
Author: Right Choice Finance
11. Who Is Responsible For Insurance In Shared Music Spaces And Collaborations?
Author: Music Company
12. Understanding Music Insurance Rules: What Musicians, Studios, And Instrument Owners Should Know
Author: Music Company
13. Music Insurance Explained: Legal Questions Every Music Professional Asks
Author: Clarion
14. The Role Of Bankrupt Debt Buyers In Modern Debt Portfolio Management
Author: BK Debt Services
15. Expert Financial Guidance For Smarter Property Decisions In New Zealand
Author: Right Choice Finance






