Have You Been Violated By Your Credit Card Debit?

By Author: Check Credit
Total Articles: 6
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This will protect you!
In recent action by the government regarding issues on the rights of the credit card holder, a public law was enacted in promotion of accurate credit history, fairness in transactions, and most of all importance of secrecy of information. This law Is know as Fair Credit Reporting Act created to instill awareness and legality of service to the Credit Reporting Agencies

The database of this agency covers reports on the business transactions of individuals under sole proprietorship, credit card companies-popular example is the gas credit card, bank credit card- master,visa, bancnet and etc, employers, and landlords for property selling. The agency ensures accuracy in the truthfulness of the transactions, and the privacy of credit information.

The law as acted upon works on a framework regarding Equitable Information Services, that includes:

Data Quality. The right to access and correct credit history in case of fraudulent transactions inserted within.
Data Security. This will ensure that solely the credit card holder makes all transactions.

Consent. In cases of stopping ...
... credit transaction, history and all confidential information shall be deleted in the files not even for archiving. A notice should always come beforehand upon legal actions. The liability and agreement should be established between the user and the other party.

Report any violation. Regularly request for your credit report and review all the transactions if you really made it yourself. It is the right of future creditor, employer or loaning company to check on your credit history and specially your score for references on you. Sometimes jobs are associated with your credit score for it describes your personality and allegiance to the employer and job. There will be entities who would be randomly checking on your credit history so you can always know that, it is your right and don’t panic right away. This credit history disclosure comes along with a 9 bucks charge.

If you are looking for information regarding Check Credit Score then you are in the right spot. This blog was created to assist you in finding every piece of information that you need to make the wisest decisions pertaining to your credit scores and credit rating. For more information please visit: http://www-checkcreditscore.blogspot.com/