International Travel Medical Insurance

By Author: Robinson Clarke
Total Articles: 147
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It does not matter as to where in the world you are travelling, the reason for your travel or even if it is for a short stay or to emigrate to a new country, irrespective of the circumstance, it is strongly recommended to insure oneself while outside your home country. Medical insurance can always keep travellers safe from financial worry during medical emergencies. The insurance providers in America have designed numerous plans to suit varying health insurance requirements. The need for insurance can vary from traveller to traveller depending on the purpose and duration of visit. The internet and different online insurance quote tools have tremendously helped travellers purchase the appropriate plan that can be useful for them while travelling. Travellers can now compare quotes of insurance plans and then purchase only after they are satisfied with the coverage details.

Types of medical insurance for travellers are;

Visitor Medical Insurance

Travellers visiting a foreign country for a short period and require medical insurance can purchase plans. These plans are majorly categorised as fixed benefit plans ...
... and comprehensive benefit plans. Fixed benefit plans are available at cheaper cost and limited coverage. Whereas comprehensive benefit plans are expensive but provides better medical coverage. Comprehensive benefit visitor medical insurance can be purchased for medical maximum coverage and it covers them without any limits for different medical treatments within the medical maximum coverage amount.

Global Health Insurance

Global medical insurance plans are specially designed for the expatriates or regular international travelers. These plans offer comprehensive major medical benefits in all countries including the USA. plans can best suit the health insurance requirements of the regular overseas travellers, United States H1B, H4 visa holders and Green Card holders, sailors and cruisers. Global health insurance plans have some of the special medical benefits such as maternity, mental health, wellness (preventive checkups) and medical evacuation. These plans are renewable for long term and have a high limit on the maximum coverage.

Immigrant Health Insurance

Immigration to foreign countries is a continuous process and new immigrants always require health insurance coverage till they are eligible for domestic insurance in their new country. Immigrant health insurance plans are exclusive plans for people immigrating to a foreign country. Those who are travelling to the US with H4 or F2 visas can purchase to cope with the expensive health care system in the US. Health Insurance for immigrants covers the insured for medical expenses due to emergency treatment, hospitalization, maternity, prescription drugs and doctor's visit.

J Visa Medical Insurance

Travellers visiting the US with J1 visa and their dependants with J2 visa should purchase health insurance as per the rules laid by the consulate. J visa medical insurance plans can fulfil the health insurance requirements of exchange scholars in the USA. covers the insured for hospitalization expenses, emergency medical evacuation, repatriation of remains, accidental death and dismemberment... Pre - existing medical condition can be covered under J visa insurance after the waiting period. This plan can be purchased by Indian and Chinese students who are visiting the USA holding J visa.

At American Visitor Insurance, travelers can compare quotes of the above mentioned insurance plans and make an informed choice while purchasing. Travellers can easily get free quotes according to their age groups and select insurance plans from some of the prominent insurance providers in the market. American Visitor Insurance allows the travellers to purchase medical insurance using a credit card. After the completion of the online transaction the coverage can begin the following day or as per the date requested by the travellers.

For more research on medical insurance, go to http://www.americanvisitorinsurance.com/