123ArticleOnline Logo
Welcome to 123ArticleOnline.com!
ALL >> Insurance >> View Article

Television In Your Car

Profile Picture
By Author: Norris Rios
Total Articles: 572
Comment this article
Facebook ShareTwitter ShareGoogle+ ShareTwitter Share

You might think this is another of these articles rambling on about distractions while driving. Yes, there are manufacturers who build in technology to watch TV or play DVDs. Most people in the back seat might think this a good idea but, from the driver's point of view, driving gets more exciting when you have to turn around to catch the replays. But, as it happens, this is about something completely different. Do you remember the reality show called Motormouth? This was one of these "play-a-trick-on-your-best-friend" shows in which unsuspecting drivers would be encouraged to sing while navigating local streets. The results would then be viewed by a panel consisting of the show's producer and friends. A winner was then declared and embarrassed by being shown up as the person least likely to succeed on American Idol (even with Jennifer Lopez as a judge who can't say no). Well, here comes a real-world version designed to impact driving standards on your local streets.

One of the most unnerving of all moments for a parent is when their teen gets a driving license and then demands the keys to the family car. The statistics ...
... all suddenly leap into focus. Tens of thousands of teens are killed and injured on our roads every month. When you hand over the keys, you are praying your teen will not end up a statistic on a local hospital gurney. Yet, there has been a quiet experiment going on in Wisconsin since 2007. It's called the Teen Safe Driver Program, run by American Family, a local insurer. The company offers parents a discount on the policy for their teen if the company is allowed to instal cameras inside each vehicle.

The way the package works is simple. One camera watches the road. The other captures the expression and body language of the driver. This is a realtime stream. If there's a dramatic event, brakes are suddenly slammed on or there's a violent swerve, the package saves the images for the twenty second before the event and notifies the parents. Everyone can then view what happened before, during and immediately after the event. Yes, there's a remote website where authorized people can access the recordings and see exactly what the driver was doing. Mostly, it's just the parents who see how badly their teens are driving. But obviously, the insurance company, police and other authority figures also have a interest in a factual record of what happened to decide who was at fault in any accident.

For some reason, dangerous driving events have been reduced by 70% since this system was introduced. As a result, parents have less fear of those auto insurance quotes. With improved driving records and fewer tickets, their teens have been earning lower premiums. In a parallel universe, Ford has just added a parental option to limit the vehicle's speed (and keep the radio's volume to reasonable levels). If vehicles really are made safer, auto insurance quotes for teens will slowly fall to more reasonable levels. Something parents across America will welcome.

Total Views: 280Word Count: 508See All articles From Author

Add Comment

Insurance Articles

1. Why Piano Insurance Matters For Musicians?
Author: victor12johnson

2. Top 5 Private Health Insurance Providers In The Uk: A Comprehensive Guide
Author: Finance Advisors

3. The Role Of The Fiddle Instrument In Bluegrass And Folk Music
Author: micheljordan4

4. Cpt Code 99214: When And How To Use It For Established Patient Office Visits
Author: 247 medical billing

5. Why Music Instrument Insurance Matters For Gigging Musicians And Touring Bands?
Author: musicinstrumentsins

6. How Music Dealers Are Adapting To The Digital Marketplace?
Author: victor12johnson

7. Nstemi Icd-10 Codes: Complete Guide For Accurate Mi Billing
Author: 247 medical billing

8. Unsecured Business Lending Solutions For Growing Enterprises
Author: Sanchetna Finance

9. Understanding Income Protection Insurance In The Uk: Why It’s Essential For Financial Security
Author: FinanceAdvisors

10. Essential Audio Equipment Every Beginner Needs To Start Producing Music
Author: micheljordan4

11. What Is An Npi Number And Why Is It Important
Author: 247 medical billing

12. Why An Oboists Should Consider Getting Oboe Insurance?
Author: musicinstrumentsins

13. Top Reasons To Choose Music Insurance Company For Your Instrument Coverage
Author: victor12johnson

14. What To Do With Your Vehicle In Case Of A Flood
Author: Vigattin Insurance Inc.

15. What Is A Cpt Code?
Author: 247 medical billing

Login To Account
Login Email:
Password:
Forgot Password?
New User?
Sign Up Newsletter
Email Address: