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Optional Identity Theft Prevention Services
If you have looked into an identity theft prevention service, they most likely offer credit monitoring and possibly personal account monitoring. Though some identity theft services will offer data sweep services, secure payment agents and identity theft insurance, not all services do. Therefore if your identity theft prevention service does not offer those items, you will need to be sure to hire them on your own.
Data Sweep Services
By living in the technological age, a lot of our personal information is left out there on the website. Cyber criminals will collect this information and place it on black market databases for sale to identity thefts and other cyber criminals. A data sweep service will monitor the internet, remove this information and delete any unauthorized use of your personal information they find.
Secure Payment Agents
Secure payment agents protect consumer's information when they have to pay for items online. Your credit card or bank account information is automatically scrambled so that it cannot be picked up and redistributed by cyber ...
... criminals.
Identity Theft Insurance
Identity theft insurance can be a helpful service for those consumers who cannot afford the time to perform credit monitoring and take the precautions to protect themselves. An identity theft insurance plan will help reimburse consumers the costs of identity recovery if they become a victim of identity theft. They will reimburse attorney fees, notary costs, lost wages, long-distance phone call fees, and fees to mail certified documents to credit reporting agencies or creditors.
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