Accept Credit Card Payments Online

By Author: Angelo everton
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As credit card usage is now universal, it is essential for businesses to have the ability to accept credit card payments both online and over the telephone in order to maximise sales of their products and services.

Doing business online requires an ability to accept credit card payments and/or debit card payments securely from customers. This entails processing authorisation requests in real time and ensuring the cardholder has sufficient funds.
Whether your business is exclusively online, wholesale, retail or a combination, setting up the ability to accept credit card payments takes a few straight-forward steps: .

• Set up an e-commerce merchant agreement with your bank.
This will allow you to process online payments but it will in most cases also allow your customers to purchase items over the telephone (via a Virtual Terminal device).
• Ensure that your site is safe and secure by obtaining a secure encrypted certificate for your website to assure customers that their personal information is held or processed securely.
• Find a reputable web developer to build and setup your website and shopping cart.
• Choosing your payment gateway provider is critical to your card payments strategy. Your payment gateway provides the link between your customer and your bank account providing credit card authorisation, fraud scoring and multi-currency services.

Realex Payments are one of the industries leading credit card payments solution companies in Europe. By providing a state-of-the-art internet payments solution, they allow the automation of online sales and payments processing for hundreds of merchants across Europe.

Merchants can integrate any Realex Payments' service directly from their website. Sample code comes in various programming languages and for many shopping cart solutions ensuring speedy implementation.

Disclaimer:

While every effort has been taken to ensure the accuracy of this article it is recommended that you seek up-to-date professional advice. For specific advice in relation to accepting credit card payment and related payment topics, please contact Realex Payments directly at online payments .

Realex Payments provide a range of services that will allow you to accept credit card payments online. For more information visit their website at www.realexpayments.co.uk.