Idbi Bank Share Analysis: Valuation, News & Updates

By Author: kmraheja
Total Articles: 23
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IDBI Bank has attracted renewed market attention in recent quarters, not just due to its earnings growth but also because of ongoing privatisation developments. While public-sector banks have historically seen mixed investor interest, idbi bank share has shown notable activity, making it one of the more widely tracked counters in its category.
Price Performance and Market Activity
As of 1 June 2025, idbi bank share closed at ₹94.41. Over the past year, it has traded between ₹65.89 and ₹107.98, reflecting notable volatility. The stock gained over 36% between March and May 2025, supported by strong earnings and divestment-related developments. However, it saw a modest dip of 2.48% in June, following a 21.27% surge in May.
From June 2024 to June 2025, idbi bank share has risen by approximately 12.5%, with consistent volumes and price activity reflecting both retail and institutional interest.
Financial Performance and Valuation
IDBI Bank reported a net profit of ₹7,630.7 ...
... crore for FY25, up 33% compared to the previous financial year. The bank posted ₹7,515 crore in net profit for Q4 FY25, one of its strongest quarters in recent years. 
 
Return on Equity (ROE) stood at 12.4%, marginally lower than FY24’s 13.4%. The cost-to-income ratio improved to around 35.8%, compared to 46.1% a year earlier, highlighting greater efficiency in operations. 
Asset quality also improved:

Gross NPA: 2.98%
Net NPA: 0.15%
Provision coverage ratio: ~99.3%

As of the latest update, advances stood at ₹1.94 lakh crore and deposits at ₹2.78 lakh crore, reflecting year-on-year growth of 17% and 13%, respectively.
In terms of valuation, idbi bank share currently trades at:

Trailing P/E: ~10.96×
Price-to-book (P/B): ~1.36×
Price-to-sales (P/S): ~2.89×

These figures are in line with PSU bank averages, reflecting improving performance but also incorporating the uncertainty around the timeline of government disinvestment.
Key Updates and Developments
The most significant development around idbi bank share continues to be the strategic disinvestment process. The Indian government, in coordination with the Life Insurance Corporation (LIC), is looking to divest a majority stake in the bank. As of mid-2025, reports suggest that Emirates NBD remains a potential bidder, though the process is still underway.
On the earnings front, the bank’s Q3 FY25 results also showed strong momentum, with net profit rising by 31% year-on-year. This led to a brief surge in the share price of over 12% following the announcement.
Seasonally, June has historically been a flat month for the stock, though the recent price activity has been largely driven by news events rather than broader market trends.
Accessing the Stock 
For those following idbi bank share,various stock platforms offer a practical way to stay updated. Holding the stock through a torus demat account allows real-time tracking of corporate actions, earnings releases, and news alerts.
A torus demat account is also integrated with several trading platforms, making it convenient for retail investors to monitor and transact without manual paperwork. With features like order execution, alerts, and portfolio performance tracking, investors who prefer to manage PSU bank holdings digitally often rely on platforms like the torus demat account.
Conclusion
IDBI bank share has seen significant corporate developments and earnings growth over the past year. With improving fundamentals and a pending strategic sale in process, it remains on the radar for many institutional and retail participants.
At current levels, the stock reflects a mix of stabilised financial metrics and policy-related expectations. For investors tracking such movements, having access through a torus demat account ensures both visibility and convenience.