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What Is Home Warranty For Buyers: Key Takeaways

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By Author: Maria Marshall
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ServicePlus - Total Home Warranty Service. Home warranty for buyers can help ease some of the financial new homeowner’s face when a major home system or appliance fails. You’ll pay for the warranty in advance, but the savings could be worth the added expense. Here’s an overview of what is a home warranty service, how much it costs, and whether it’s worth it or not!

What Is a Home Warranty for Buyers?

A home warranty is a service agreement that pays the cost of repair or replacement of covered items, like kitchen appliances, electrical systems, plumbing systems, and HVAC appliances. A home warranty doesn’t cover windows, doors, floors, and other structural or foundational features. It also doesn’t cover smaller or freestanding appliances, like trash compactor or countertop ovens.
Service Plus Home Warranty Plans Here!
The home warranty is made to cover items that are in satisfactory, good working condition upon occupancy, and then it gets covered in cases of normal wear and tear.

What an Ideal Home Warranty Covers?

Electrical systems
Septic or well pump
...
... Major appliances including oven, refrigerator, washer and dryer
Plumbing systems
HVAC systems such as heating units and air conditioners

The above items are usually included in every home warranty plan, but you need to carefully pick the one that best suits your needs.

What a Home Warranty Doesn’t Cover?

Doors, windows, or walls, including paint
Flooring
Structural issues
Hazard repairment such as mould and radon

Is a Home Warranty for Buyers Different from Homeowners Insurance?

Even though they both offer home buyers financial protection, home warranties, and homeowners insurance policies are not the same thing. Unlike a home warranty, homeowner’s insurance doesn’t cover appliances breakdown due to normal wear and tear, but rather damage due to an event such as fire or theft. Homeowners insurance coverage extends to the structure of the home, as well, and if you’re getting a mortgage, your lender will require you to have a policy. You’re never required to purchase a home warranty.

Are home warranties worth investing in?

The cost of a home warranty for buyers ranges from $200 to $2200 per year, according to the homeowner's needs. The plan can cost more if you want add-on coverage for areas like a swimming pool or guest house.

If a home is older and its systems are outdated, it might not be possible to repair something that breaks, since the parts might not be available. But with the right home warranty services provider, you can find a way to tackle this scenario.

Should You Get a Home Warranty?

If you’re buying a house, new or previously owned, it should be covered under a good home warranty. This way you can save thousands of dollars that you will spend on unwanted expenses if some of your home appliances break down. You can have peace of mind even when all the required and expensive appliances in your house are covered under an effective home warranty.

Say Goodbye to Breakdown Worries With ServicePlus Home Warranty Service
Home Warranty Companies Here!
Unlock satisfaction and peace of mind with the ServicePluse Home warranty. Our premium home coverage plans from gold, and platinum, to customized can help you get the required items covered under an effective home warranty. You can select the items in your house as per your priorities and requirements to save extra costs and to get all the expensive items covered under one plan.

The choice is yours!

Still have some questions? Connect with our team of experts or visit our website to explore more.

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