Visitor Medical Insurance Guide

By Author: April Sears
Total Articles: 28
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Visitor medical insurance is an important factor that needs to be considered while traveling abroad. When you travel to some other country like US, your regular health insurance cover will not protect you. And, the cost of medical treatment can be very high, given that medical services are very expensive in America. It is essential to seek an international visitor insurance to safeguard you and your family from unforeseen emergencies. The need for medical assistance may be felt due to illness, hospitalization, or accident. In such situations, you may end up spending a fortune on your treatment. It makes sense to plan your travel carefully, and ensure that you are covered under a plan.

Visitor medical insurance is not very expensive. There are plans that start, as low as one dollar a day. Moreover, there are tools that will enable you to choose an appropriate plan that suits your requirements. These plans will not be pushed down your throat. In fact, there are tools that will allow you to compare the different types of visitor insurance, and choose one that meets your needs. All you need to do is provide your basic information ...
... and review the quotations that you receive from the insurance service providers. It gives you an opportunity to not only compare the premium rates, but also compare the features of a plan and its benefits. Here is a guide that will throw some more light on visitor medical insurance.

Things to Remember

* Take the visitor insurance policy before leaving your home country. Once you have the airline tickets and know the travel date, take a plan immediately. The plan should come into effect from the date of your departure (from the home country), and should be valid until your date of return.

* The minimum coverage that you would require is $50,000. However, there is no upper limit for the cover. It depends on your appetite for risk. Usually a cover, anywhere between $50,000 and $300,000, is ideal.

* Whether you are a student, or a business traveler, or a tourist, the visitor medical insurance is a must have. Insurance is available for F1, F2, J1, and J2 visa holders too.

There are different types of visitor insurance like medical, global health, international student health, US immigrant health plan, package trip insurance, nanny health insurance, pre-existing coverage plans, and many more. Choosing a plan that suits your needs can be very difficult. However, it is important to compare the various products and then make your choice. Review the features and benefits of a plan before opting for it. There are tools available online that will help you compare prices and get online quotes. Not just that, you can check the features too, and talk to the 24X7 customer care department, dedicated to help you make the right choice.

Visitor medical insurance can be brought online through a credit card. The payment is processed online through a secure mode and your personal information is maintained with high confidentiality. The procedure is very simple and free of hassles.

A visitor medical insurance is very essential while traveling abroad. You never know when a medical emergency may strike you. The medical expenses in US are sky rocketing, and can leave you penniless. Visit: http://www.americanvisitorinsurance.com/ .