123ArticleOnline Logo
Welcome to 123ArticleOnline.com!
ALL >> Insurance >> View Article

Recreational Vehicle Insurance | Car Insurance

Profile Picture
By Author: auto.insureonline
Total Articles: 9
Comment this article
Facebook ShareTwitter ShareGoogle+ ShareTwitter Share

RV insurance can protect your motorhome, travel trailer, camper, and even your horse trailer if you cause injury or damage to others and can also help cover the cost of damages to your vehicle if an accident occurs. You can choose from a variety of coverages depending on whether you use your vehicle recreationally or as a full-time residence. Additionally, if you are driving a motorhome, you will need separate liability coverage, but if you are pulling a travel trailer on the back of your vehicle, you will not need a separate policy because your trailer should be covered by your auto insurance policy. When you purchase RV insurance, your InsureOnline.com agent will ask you questions about you, your RV, and how often you use it to help you select coverages that are right for you.

Here are some things to consider when shopping for recreational vehicle insurance:

RVs that are for personal, recreational use can be insured for up to 250 days per year.
Liability coverage provides you with bodily injury and property damage coverage, medical payments, uninsured coverage and more. Coverage varies by state.
You ...
... may be able to choose how your Comprehensive and Collision coverage will be settled in the event of a covered total loss. Options tailored to your needs can include:
Stated Value - market value/actual cash value of the RV
Agreed Value – the insured amount, regardless of the current market value
Replacement Cost – we will replace your insured RV with a new RV that is most like it
Consider Vacation Liability coverage for when you stop driving and start using your recreational vehicle as a temporary residence. Some policies can include additional coverage for physical damage in Mexico.
Some policies include Roadside Assistance, which has you covered 24/7 in the event of a breakdown or accident. Some will even allow you to upgrade the coverage to include lodging, transportation and meal coverage if needed.
Discounts can lower your premium. Ask us at InsureOnline.com whether you qualify for safe driver discounts, original owner discounts, package discounts and more.

What Does RV Insurance Cover?

Your RV insurance can cover a variety of different aspects, depending on how you use it. The following are typically standard coverages with most RV policies:

RVs:

Bodily Injury and Property Damage Liability
Uninsured Motorist
Personal Injury Protection (PIP)
Limited Property Damage
Property Protection
Collision
Comprehensive
Camper Trailers:

Collision
Comprehensive
Interested in getting a quote for your RV? Contact an InsureOnline.com agent to get a quote today!

Total Views: 121Word Count: 393See All articles From Author

Add Comment

Insurance Articles

1. 7 Fascinating Facts About The Bassoon Instrument
Author: musicinstrumentsins

2. How Music Insurance Can Help Your Business Thrive?
Author: victor12johnson

3. Instrument Coverage For Bands And Musicians
Author: micheljordan4

4. 5 Lesser-known Facts About Flute Insurance
Author: musicinstrumentsins

5. The Symphony Of Security: Providing Your Music Store With Music Dealers Insurance
Author: victor12johnson

6. Why Opting For A Rs 75 Lakh Term Insurance Plan Is A Good Idea?
Author: Jane Joness

7. The Ultimate Guide To Whole Life Insurance In The Usa
Author: lifeinsurance

8. Catastrophic Coverage And Health Insurance; What Is The Difference?
Author: Anna Paquin

9. How To Lower Your Car Insurance Premiums In Dubai
Author: Stephan Rose

10. Protecting Your Investment With Commercial Property Owners Insurance
Author: Pawan Kumar

11. How Violin Insurance Saves The Day?
Author: micheljordan4

12. How Do I Invest In Gold Through Sip?
Author: Jane Joness

13. 8 Investment Hacks To Help You Grow Your Wealth
Author: Jane Joness

14. The Dos And Don’ts Of Owning A Recording Studio
Author: victor12johnson

15. How To Assess The Reputation Of An Insurance Brokerage Firm
Author: Top Choice Insurance

Login To Account
Login Email:
Password:
Forgot Password?
New User?
Sign Up Newsletter
Email Address: