How To Claim Car Insurance During Accidents?

By Author: Digital Nomad
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Having car insurance protects the owner from legal and financial burden in case of an accident. However, it is important for the owner to know how to file a claim in case of an accident and within how many days they should file it. Not being aware of these details can result in delay in processing or even rejection of claim.
Read on to know all about filing a claim for insurance reimbursement. This article is for you because we've outlined the steps necessary to do so:
How can I make a car insurance claim?
You can file two different sorts of insurance claims: reimbursement claims and cashless claims. When you file a reimbursement claim, you settle for the car repairs out of your pocket, and if your claim is granted, the company will reimburse the entire amount up to the limits of your insurance policy. On the other hand, with cashless claims, the insurance company pays the repair shop directly. For both types of insurance claims, the procedure for filing an online vehicle insurance claim is essentially the same.
For instance, let’s say you have Hyundai Car insurance ...
... by Maruti Suzuki, the steps described below can be used to file a Hyundai insurance claim:
Step 1: FIR
After an accident, the very first thing you should do is contact the police and file a fast incident report (FIR).
Step 2: Notify the insurer
The next step is to report the accident to your insurance provider and explain why you need to file a claim. You can do this by phoning the insurance provider's toll-free number, going to their website, or using the mobile app they have available. The Hyundai insurance company will next dispatch a surveyor to evaluate the harm done to your car.
Step 3: Collect proof
Take pictures of the accident scene and collect all the information you require to support your claim. You can also get the contact information of others who saw the accident. Don't forget to write down the registration number of the person who hit your automobile if it was a third party.
Step 4: Go to the garage
Use the insurer's towing service to have your car towed to one of the Hyundai insurance company's affiliated garages if you are filing a cashless claim. Inform the insurance that you are filing a reimbursement claim before having your automobile towed to your chosen garage.
Step 5 - Documentation
Provide the insurer with all necessary documentation, and pay the mandatory and optional deductible amounts specified in your car insurance.
Step 6: Compensation
If you've filed a cashless claim, the insurance will pay the network garage directly. Send the invoices to your insurance provider if you have a claim for reimbursement to get reimbursed.
Now that you know how to claim insurance you must also know about insurance renewal and for that let’s assume you want your Maruti insurance renewal.
Maruti insurance renewal Process

Visit the homepage of Reliance General Insurance.
Fill out the box next to "Car Insurance" with your policy number.
On the following screen, click Renew Now and fill out all the requested information.
Review the add-ons and the specifics of the policy. Adjust the coverings as necessary.
Check to see if the premium amount displayed is accurate.
If the information is correct, go through the nominee and car details and select the Pay option.
Use a debit/credit card or online banking to make the payment.
An electronic copy of the policy document will be sent to your registered email address by the insurer.

Conclusion
Purchasing car insurance is a mandate in India. However, it's also a means of protecting yourself and your family against the possibly debilitating expenses of a large accident claim. That’s why car insurance from a reputed company like Hyundai Insurance is important!