Debunking Myths About Car Accident Claims

By Author: Chris Lucero
Total Articles: 68
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When you’re injured in an accident, you may be concerned about whether or not you will get fair compensation for your injuries, but there are also other important issues to consider. For example, when filing a claim, it’s important to understand the common myths and facts surrounding car accident claims so that you can make informed decisions about how to proceed with your case. Here are six common myths about car accident claims and how they can affect you, as suggested by car accident lawyer in Albuquerque NM.

Myth 1: The Lawyer Gets All the Money

Many people assume that lawyers are getting rich by helping people recover, but they’re only paid after their client is. Unless you’ve entered into a contingency agreement with your lawyer, if you don’t get any money from your claim, neither will they. In short: If there is no settlement or award, there is no attorney fee.

Myth 2: The At-Fault Driver Will Pay For All of My Medical Bills

The truth is that in most cases, only your medical bills up to $2,500 will be paid for by the at-fault driver’s insurance company. This limit is mandated by ...
... state law in most states. If you are hit by an uninsured or underinsured driver (meaning they don’t have enough insurance to cover your medical expenses), then you are on your own.

Myth 3: There’s No Point Seeking Legal Help if I’m not Seriously Injured

There’s a widespread misconception that you don’t need legal help unless you are severely injured. The fact is, even if your injuries aren’t visible, they may still have an impact on your health in ways that aren’t immediately apparent—physical or psychological trauma, chronic pain, scarring, impairment of one or more body parts. So, it’s important to seek the advice of Albuquerque personal injury attorney

Myth 4: Insurance Companies Want to Settle Quickly

In a perfect world, insurance companies would pay out more money quickly in order to cut their losses. Unfortunately, they’re not allowed to operate that way. An insurance company can only settle when its claims manager is convinced it is cheaper to pay you than take its chances in court. As a result, some insurance companies may try to delay negotiations as long as possible by stalling tactics like sending low-ball offers or demanding every last piece of paperwork from your car accident doctor’s visit.

Myth 5: I Don’t Need a Lawyer If I Wasn’t Wounded in the Crash

It’s true that not all car accident injuries are physical—nearly a third of car accident victims report some form of mental anguish following an incident. But even in these cases, it’s a good idea to consult with an attorney of a reputed personal injury law firm Albuquerque right away. Because these types of damages aren’t physical, they can be difficult to prove or to value accurately; having an experienced lawyer on your side can help alleviate that stress and allow you to focus on recovery.

Based in Albuquerque, The Law Office of Lucero & Howard, LLC is committed to provide personalized legal representation since 2012. Our team of attorneys has over 15 years of combined experience, plus the energy and vigor to take on all of your legal challenges. We bring experience, knowledge, and teamwork to help tackle any of the legal problems life may throw your way. Our attorneys are well experienced in the areas of Criminal Defense, Civil Rights, and Personal Injury.