Pnb Home Loan

By Author: Financeseva
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Have you designed ideas to your room, floors and kitchen how your home might look like! But wouldn’t make it happen due to insufficient funds in hand? Whether you want to construct or purchase separate house, flat or looking for renovation to take place in exiting home switch to Home loan an ideal way to get financed.PNB known to be perfect banking partner for housing loan.

PNB Home Loan Features & Benefits
Features:-

Loan starting from 6.80% Onwards
Get maximum loan amount upto 1 Crore
Minimal processing fee levied
Digital Processing accessible by PNB
Benefits:-

Home loan tax benefits are available
Upto 30 years of longest tenure
PMAY Subsidy scheme available
PNB Bank Various types of Home Loans
PNB Max Saver: - PNB offers PNB Max Saver to applicant who wish to purchase land & plot at affordable rates. Applicant are required to deposit surplus fund to overdraft account to get benefits from this specified offer to save maximum.

Key Features-

Minimum loan starting from 10 lakhs
Flexible repayment mode
PNB Pride Housing ...
... Loan for Government Employees: - As the title itself say pride housing loan for employees is offered to individuals who fall under as a permanent employee of state, central, paramilitary forces & defence personnel category can apply for this type of home loan to get additional benefits.

Key Features-

Repayment tenure upto 30 years including moratorium period
Loan amount ranges from 10 lakhs to 1 Crore
Zero processing fees
PNB Gen-Next Housing Finance Scheme for Public:- This type of credit facility can be availed by IT professionals/PSUs/PSBs & other government employees for the purpose of purchasing or constructing house/flat. Max to maximum applicant age should not exceed 40 years.

Key Features-

Loan at attractive rates
Maximum loan amount is determined on LTV Ratio
Repayment period upto 30 years
Housing Loan for Public (Pradhan Mantri Awas Yojana):- Pradhan Mantri Awas Yojana is credit-linked subsidy scheme offered to home buyers for construction or purchasing of house, where borrowers get upto 2.5 Lakh subsidy on availing housing loan.

Key Features-

Subsidy benefit for maximum tenure 20 years
Quick & simplified processing
No pre-payment penalty applicable

PNB Home Loan Eligibility Criteria for Salaried:-

Applicant must be resident of India

Applicant age should be above 21 & below 65 years
Minimum 3 years of work experience

PNB Home Loan Eligibility Criteria for Professional: -

Applicant age should be above 21 & below 65 years

Doctor, CA, Architect, Lawyers, Consultant, Engineer & CS can apply for Home Loan on Professional category.

PNB Home Loan Eligibility Criteria for Self-Employed: -
Applicant filing income tax returns ITR can apply for housing loan

Maintain good financial records

Minimum 5 years of existing Business

Also Read:-Project Loan for Textile Industry in India

How to apply for PNB Home Loan Online?
Step 1 - You can apply for PNB Home Loan through visiting their website https://www.pnbhousing.com/ or visit the nearest ICICI branch bank.

Step 2 – Make sure whether you meet certain housing loan eligibility criteria or not prior to facing any type of loan rejection, if all seems good then download the form online or request bank branch to share loan application.

Step 3- Take your own time to fill up application form by mentioning your personal, occupational & property details with attaching the supporting documents with it, recheck yourself before submitting loan application.

Step 4 – Once your loan application approved then, you will need to provide property documents upon which you are taking the loan for further legal review & evaluation of property.

Wait for the approval from bankers, once reviewed they will let you know the status after that legal review & evaluation of property take place.

Step 5 – After completion of property evaluation, shortly your loan approval takes place if property value satisfies required loan amount, short you will receive loan sanctioned &, loan amount will be credited to your account.

Also Read:-SBI Home Loan

Punjab National Bank Home Loan Customer Care
You can directly visit PNB Site

Visit official site & fill basic details to continue online chat

You can directly contact for Products & Services inquiry,

Call at 1800 120 8800
Email to ustomercare@pnbhousing.com

Apply Now:- Loan Against Securities

Contact Us

Address:- Plot 6A IInd Floor, Near Max Hospital, Opp Metro Pillar 178B, Patparganj, Delhi: - 110092

Gmail:- contact@financeseva.in

Phone:- + 91 9863020202

PNB Home Loan