Bank Of Baroda Home Loan

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Already decided property but couldn’t be able to buy due to lack of money, no more worries when Bank of Baroda home loan offer you loan at lowest interest rates with flexible tenure period up to 30 years. It’s a one such package filled with various benefits.

BOB Home Loan Features & Benefits
Features:-

Maximum Loan amount can be obtained
Grab home loan at lowest interest rate
Tenure with moratorium period lets longest repayment
Benefits:-

Lowest interest rates & processing charges
Free credit card and insurance
90% of Loan to value ratio
BOB offers your Top-up facility
Bank of Baroda Various types of Home Loans
Bank of Baroda Home Loan: -

Whether you're looking to purchase or construct your home, Bank of Baroda is the one stop solution. You can get the lump sum amount to buy your most desired property. Easy and minimum documentation process.

BOB Home Loan Advantage: -

This facility allows you to get home loan sanction in linked saving account. Borrower will be given the option to deposit his/her saving in SB (Saving bank ...
... account) as this will led to avail maximum benefit of business.

BOB Pre-Approved Home Loan: -

As its name suggests approved home loan is given to only potential borrowers who qualify some eligibility criteria to get approved. So, if your loan is pre-approved you can contact Bank of Baroda to enjoy better benefits.

BOB Home Improvement Loan: -

Bank of Baroda offers flexible & affordable housing loan by which you can use the loan amount for your home renovation, painting, carpeting, tiling &, etc. BOB provides home improvement loan at zero pre-closure charges.

BOB Interest Subsidy Scheme for Housing: -

This facility is specially designed for economically weaker section of urban areas, availing housing loan allow to get subsidy on interest with other beneficial features like flexible tenure & low interest.

BOB Home Suvidha Personal Loan:-

BOB home suvidha personal loan allows you to get a loan for home purchasing associated with various cost such stamp duty, registration, tax duty, insurance premium, GST & other charges.

Bank of Baroda CRGFS Housing Loan: -

Ministry of housing and urban poverty alleviation (govt of India) established CRGFS scheme to aid the low-income segment for making their dream come true of owning a new home.

Bank of Baroda Top Up Loan: -

Through BOB Top-up loan, you can avail of the minimum loan amount of 1 lakh & maximum loan amount of 2 crores but remember repayment tenure period will be the balance on your existing home loan.

Pradhan Mantri Awas Yojana (PMAY):-

This scheme is approved by the central government in respect of the objective to provide housing for all urban areas within the end of 2022. The borrower can avail interest subsidy as per the income category he/she belongs to.

Baroda Home Loan Takeover Scheme:-

Switch your existing home loan of another bank to the bank of Baroda to get additional benefits like Lower interest rates, minimal documentation, less processing fee. Both residential & non-residential individuals can apply for a home loan takeover scheme.

Bank of Baroda Home Loan Eligibility Criteria for Salaried: -

Applicant must be resident of India
Applicant age should be in-between 21 to 70 years
Bank of Baroda Home Loan Eligibility Criteria for Professional: -

Applicant age should be in-between 21 – 65 years
Doctor, CA, Architect, Lawyers, Consultant, Engineer & CS can apply for Home Loan on Professional category.
Bank of Baroda Home Loan Eligibility Criteria for Self-Employed: -

Any individual filing income tax returns are eligible
Maintain good financial records
Minimum 3 years of existing business
Bank of Baroda Home Loan Documents Required
Salaried & Self-employed are required to provide any one of the following for identity proof: -

Aadhaar Card
Driving License
Passport
Election/ Voter ID Card
PAN Card
Salaried & Self-employed are required to provide any one of the following for residence proof: -

Passport
Aadhaar Card
Driving License
Election/ Voter’s ID Card
Bank Account or Post Office Savings Bank Account statement
Salaried & Self-employed are required to provide any one of the following for Age proof: -

Aadhar Card
Valid Passport
Voter ID
Birth Certificate
Salaried & Self-employed are required to provide any one of the following for Income proof: -

Latest 6 months bank statement
Income tax returns or form 16
Salaried & Self-employed are required to provide below mentioned mandatory documents: -

Properly filled loan application with 2 colored passport size photographs
Processing cheque fee in favour of the bank

Contact Us

Address:- Plot 6A IInd Floor, Near Max Hospital, Opp Metro Pillar 178B, Patparganj, Delhi: - 110092

Gmail:- contact@financeseva.in

Phone:- +91 9863020202

Bank of Baroda Home Loan