Pnb Personal Loan- Financeseva

By Author: Financeseva
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Have you decided to buy a new car and planning to go on a long trip with your family and friends. PNB offers personal loans Now, don’t wait to apply and make your dream true.

Personal Loan Features & Benefits
Features:-

Loan starting from 6.80% Onwards
Minimal processing fee levied
Digital Processing accessible by PNB
Flexible repayment option
Benefits:-

Personal loan tax benefits are available
Up to 30 years of longest tenure
PMAY Subsidy scheme available
Various Types of PNB Personal Loan
Punjab National Bank offers some personal loan schemes for the public, doctors, and pensioners with different rates of interest shown in table:-
Type of Other Charges by PNB Personal Loans

Loan processing charges: - 1% of the loan applied + GST.

Part or full prepayment Charges: - Generally part or full prepayment charges is applicable in fixed interest rates rather than floating interest rates.

Cheque bounce charges: - For 1st-time cheque bounce you will be charged 750/- + GST & for 2nd time you will be charged 1000/- + GST. ...
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Overdue charges: - Unpaid EMI for delayed period will be levied 24% per annum.

Account statement Charges: - Through online can access account statement for free of cost if request received to branch charges will be levied 500/- + GST.

Changing repayment mode: - For changing repayment mode swapping will be charged 750/-.

Loan pre-closure statement: - A charge of 750/- applicable.

Change of ROI: - In Punjab national bank rate of interest is available both fixed & floating when you change fixed interest rate to floating rate 3% of POS + GST respectively changing floating rate to fixed interest rate levied 0.5% POS + GST.

CIBIL Checking Charges: - For checking your CIBIL report you will be charged 50/-.

MODT/Registration of Charge - Fore Creation/Cancellation of registration a charge of 500/- + GST levied.

PNB Personal Loan Eligibility Criteria
You are not too far from reaching your goal, take a one-step ahead to confirm whether your eligibility matches their requirements if yes then happy or no, then try to match yourself by given details-

Applicant must be a resident of India
Applicant age should be in between 21 to 63 years
Applicant should have a regular source of income might be salaried or self-employed (salaried individuals required last 3 months' Salary Slips and, Bank Statements of 6 months and Self-Employed Individuals required a last 1-year bank statement for both savings account and current account.)

PNB Personal Loan- Financeseva

You need urgent fund Punjab National Bank has a quick solution to your urgent financial needs. Get a (PNB)Punjab national bank personal loan with attractive Interest Rates, simply documentation, and speedy processing.

Apply Now :-

PNB Personal Loan