Ethical Financial Planning Certification - Your Ticket To Improved Business

By Author: Paul
Total Articles: 33
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An excellent way to incorporate ethical financial planning into your daily cost control is to refurbish your home or place of business with energy-efficient windows, durable windows, efficient heating and air conditioning, and energy-efficient appliances. Try to find ways to reduce the overall effect of your energy consumption on the environment by installing energy saving appliances, turning off lights and appliances off when not needed, practicing energy conservation, and making sure you always have an efficient workplace. Consider purchasing products that are biodegradable, such as bamboo, and have energy-efficient features such as automatic sensors that turn lights on and off in certain rooms in your home. You can also opt for environmentally friendly floor coverings, furnishings, and accessories.

A growing trend in responsible investment and financial planning is advisors using the ethically or sustainably-developed products from sustainable suppliers. The Ethical Financial Planning Association (EFSA), a US organization that sets ethical standards for financial planners, assesses products and determines if they are ...
... appropriate for use in independent financial advising. In the US, the Certified Ethical Product consultant (CEP) exam is now available to professionally trained advisers. These advisers are required by law to pass the exam, proving their commitment to providing honest and truthful product information to their clients. The certification also verifies that the adviser has taken and passed an ethical product training course and meets the standards set forth by the EFSA.

A number of UK independent financial advisers offer their clients a choice between eco-friendly products, such as bamboo, or more environmentally friendly options, such as sustainable forests. Some financial advisers go even further by implementing projects that promote green building and energy efficiency at their client's facilities. Some companies, such as Biodiesel UK, have developed environmentally friendly products that are used in place of petroleum-based fuels in their vehicles. In the US, biofuels are beginning to enter the mainstream for energy production, but there is still a long way to go until biofuels are cost competitive with fossil fuels. Similarly, biodegradable packaging for food is just beginning to reach widespread use.

When it comes to retirement planning, one major hurdle is the lack of a standardized retirement plan. However, with Ethical Financial Planning certification, independent financial advice investment management professionals are becoming more educated about how to create an ethical retirement plan for their clients. An increasing number of professional planners are also learning how to offer ethical retirement planning alternatives. Some advisers are even combining their knowledge about Ethical Financial Planning with a strong background in alternative healthcare practices to provide their clients with the best quality healthcare available.

Another Ethical Financial Planning certification benefit is the increased professionalism that can result from obtaining certification. With more practitioners becoming knowledgeable about Ethical Financial Planning, there is likely to be an increasing demand for these services. Additionally, as more professional Ethical Financial Planning advisers are graduates, the overall quality of their service will also improve. In the UK, several professional financial planners have begun to offer Ethical Financial Planning on a voluntary basis, and others are working towards becoming fully certified. This has helped to fill a need for Ethical Financial Planning in the UK, but there are still many Ethical Financial Planning advisers who work without professional certification.

Ethical investment management is an emerging field, which makes it important for Ethical Financial Planning advisors to keep up with research and developments. With increased knowledge, they can offer better advice to clients and help them develop a better investment management plan. In turn, this can help clients realize the maximum return for their money. Clients should feel confident with their advisor and should seek out those who are trained in Ethical Investment Management.

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