3 Ways Insurance Companies Trick Personal Injury Claimants

By Author: Chris Lucero
Total Articles: 68
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If you are injured in a car accident, filing a personal injury claim can be very helpful. By getting the help of an expert Albuquerque personal injury attorney, you can fight for your case, prove the other party's negligence, and get the compensation you deserve. But it is easier said than done. Personal injury claims are never an easy road, and you are most likely going to be tricked by the defendant's insurance company. Here are a few tactics insurers implement throughout the claim:

Lower settlement offers:

The most common tactic that an insurance company does is offering lower settlement offers for claimants. They will intentionally calculate an amount that is lesser than what you actually deserve for the injuries sustained. For instance, if you have been involved in an accident and you require $30,000 worth of medical treatments, a personal injury claim is supposed to get you a good compensation.

Even when an insurance company is aware that evidence is stacked against them, they will provide you a quick settlement offer of $15,000. This is indeed a lot of money, but it still doesn't suffice to compensate ...
... for the damages. They do this because once you accept their settlement offer, there's no going back. Let your Albuquerque personal injury attorney analyze your claim, and they will negotiate with the insurer to receive a fair settlement.

Delaying the settlement process:

Another technique executed by many insurers is delaying the entire process of settlement in hopes of you giving up. There are several deadlines that insurance companies must follow in a personal injury claim. Any insurer should accept or deny a claim within a specific number of days and pay the settlement on time.

However certain insurance companies will delay the process on purpose, simply to discourage claimants. Even if they have the time and resources required to settle the claim promptly, your case will end up sitting on their desk collecting dust. This is only because they want you to drop the claim or accept a lower settlement offer. The guidance of a car accident lawyer in Albuquerque NM will be invaluable in this circumstance.

Asking for a recorded statement:

Most personal injury lawyers will advise their clients not to provide a recorded statement to the defendant’s insurance company. This is because these statements can possibly be used against you. Such insurance companies usually contact the accident victims themselves and pretend to be friendly, so that they will get a recorded statement. They will most likely use it to lower the settlement offer or tell that the victim is responsible. Always consult with your personal injury attorney before communicating with the insurer on anything.

Don't fall for any of these tactics implemented by insurance companies. Hiring a competent personal injury law firm in Albuquerque is your best bet, since the experts can help bring about a good outcome for your case.

Based in Albuquerque, The Law Office of Lucero & Howard, LLC is committed to provide personalized legal representation since 2012. Our team of attorneys has over 15 years of combined experience, plus the energy and vigor to take on all of your legal challenges. We bring experience, knowledge, and teamwork to help tackle any of the legal problems life may throw your way. Our attorneys are well experienced in the areas of Criminal Defense, Civil Rights, and Personal Injury.