Can Your Small Business Survive A Natural Disaster?

By Author: ServiceMaster by Reed - Alabama
Total Articles: 6
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The Federal Emergency Management Agency (FEMA) reports that about 40 to 60 percent of small businesses never reopen after a disaster strikes. Be prepared with a comprehensive small business disaster recovery plan from the experts at ServiceMaster by Reed. We understand the stress that disasters bring to small businesses.

Small Business Disaster Safety
No. 1: Check Insurance Coverage
Most basic small business insurance policies include coverage for natural disasters, but additional coverage may be required depending on your area and your plan.
Research natural disasters that may impact your area. If floods, fires, tropical storms or other disasters are common, exploring additional insurance coverage is recommended.
Review existing insurance policies. Check if loss amounts are high enough to reestablish business after a disaster hits. Establishing proper coverage helps rebuild as quickly as possible.
Update insurance plans. If additional coverage is required, add it right away. Always double-check insurance plans to prepare for the worst.

No. 2: Create a Natural Disaster Preparedness ...
... Plan
A disaster preparedness plan helps to better mitigate losses, boost confidence and resume business operations as soon as possible. Here's how to create a disaster recovery plan from ServiceMaster Restore:
Gather employees' emergency contact information.
Designate a safe space where employees can evacuate and the routes taken to get there.
Create contact guidelines for staff members.
Create contact guidelines for customers and establish methods they can reach you if necessary.
Determine how you will access vital business records and information, including whether or not there will be an off-site location where employees will work until the business reopens.
Determine how to protect company data, including how to regularly back up files to a cloud-based platform and a reliable hard drive.
Take note of the company's insurance provider, financial institutions, and reputable disaster restoration company.
Create an emergency preparedness kit for the office.
Distribute copies of the plan and ensure employees are aware of evacuation routes and escape procedures before a disaster strikes.
Practice action plans with staff members and local emergency response teams.
If you need help creating a natural disaster preparedness plan, visit FEMA's business continuity and disaster preparedness plan.

No. 3: Schedule an Appointment with ServiceMaster by Reed
Need immediate disaster restoration and cleanup services for fire, water or mold damage in Dothan, Alabama and the surrounding areas? ServiceMaster by Reed offers 24-hour emergency services. We are a preferred insurance vendor, certified by the IICRC and utilize state-of-the-art equipment and cleaning products.

To discover more, call ServiceMaster by Reed at (334) 500-3365 or connect with us online. We are located at 2830 Horace Sheppard Drive Dothan, AL 36303.

Don't know what to do next? We do. Contact ServiceMaster by Reed today.