123ArticleOnline Logo
Welcome to 123ArticleOnline.com!
ALL >> Insurance >> View Article

Top 4 Reasons Why Flute Insurance Is Critical

Profile Picture
By Author: josephwhite176
Total Articles: 217
Comment this article
Facebook ShareTwitter ShareGoogle+ ShareTwitter Share

When you hear Flute Insurance, what is the first thing that comes to your mind? Is it - I do not need it? I have enough home insurance coverage, or I take more than enough care of my gear. So, no mishap can touch it?

Perhaps, you do not think alike. That is why you are here. For those who believe that their home insurance or renter insurance policy will cover their musical instruments, it is time to reconsider your viewpoint.

Dear musical instrument owner, your home insurance plan is designed for protecting your property and its belongings. In this context, yes, it will cover your woodwinds or strings. You may also get an additional rider to increase the extent of coverage. However, that might not be enough for all. Going through this piece of content will help you understand why even the most expensive home insurance policy falls short when it comes to comprehensive musical instrument coverage.

Reasons why home insurance plan is not enough for your Flute

Reason No 1: Home insurance cover offers limited coverage

Although your home insurance plan will cover your musical instruments as a part ...
... of your belongings, it is less likely to offer full-risk coverage. However, if you buy an instrument-specific insurance plan from a reputable insurance provider, you are most likely to enjoy full-risk coverage benefits. Here full-risk cover means protection against almost every adverse situation, except a few like intentional damages, government confiscation, etc.

Reason No 2: Home insurance is unlikely to cover instruments used for commercial purposes

If you are a professional musician, beware! Home insurance policies (regardless of where you have taken it from) do not cover musical gears used for commercial purposes. No matter even if you have played professionally for 1 hour in exchange for only $100, your instrument will not be covered by your home insurance plan. So, if any accident happens, you will not get compensated by your insurance provider. However, Flute Insurance will cover the gear that you use for commercial purposes.

Reason No 3: Home insurance policy will not cover your gear worldwide

Your home insurance plan will not cover your musical instruments outside your home. So, if your flute gets damaged or stolen from a recording studio, for example, your home insurance plan would be of no use. However, if you have purchased a musical instrument insurance plan, your gears will be protected not only outside your home but no matter where you are in the world. Worldwide coverage is an added advantage of specialized musical instrument insurance.

Reason No 4: Home insurance policy will not cover the accessories

Musical instruments are crucial and expensive. So are the related accessories. Any loss or damage to the accessories can also create problems for you. With a home insurance plan, you are least likely to get protection for the accessories. So, in case of any loss or damage to the accessories, you remain unprotected. However, with a standalone musical instrument cover, your accessories are also protected.

Required documentations

These are some of the most evident reasons why you need a dedicated insurance plan for your musical instruments. If you need more information on musical instrument insurance plans available in your state, you can get in touch with a reliable insurance company. However, before buying a plan, make sure to check the following things to ensure that the service provider you intend to choose is worth it:

● A valid license
● Relevant certifications and credentials
● Memberships with relevant bodies
● Positive customer reviews
● Price quote

When a service provider has or offers all these things without hesitation or proactively, you can choose them easily.

Total Views: 282Word Count: 594See All articles From Author

Add Comment

Insurance Articles

1. Keep Your Music Gear Protected With The Clarion Insurance
Author: micheljordan4

2. Fun And Easy Piccolo Playing Exercises For Beginners
Author: musicinstrumentsins

3. Benefits Of Woodwinds Insurance For Professionals And Students
Author: victor12johnson

4. Why Is The Saxophone The Best Instrument To Learn?
Author: micheljordan4

5. Invest In Flute Insurance To Safeguard Your Instrument
Author: musicinstrumentsins

6. How To Choose The Right Music Dealer Insurance For Your Instrument Store?
Author: victor12johnson

7. Why Insurance Is A Must-have: Protecting Your Future And Peace Of Mind
Author: Fahad Muhd

8. How Do You Insure Your Gibson Les Paul Guitar Collection?
Author: micheljordan4

9. Important Questions To Be Asked Before Buying Oboe Insurance
Author: musicinstrumentsins

10. Top 6 Brass Instrument Maintenance Tips For Beginning Students
Author: victor12johnson

11. Why You Should Consider The Top Wealth Management Firms In India?
Author: Drishti Desai

12. Importance Of Security Systems And Customized Viola Insurance
Author: micheljordan4

13. Importance Of Disclosure And Transparency In Bassoon Insurance
Author: musicinstrumentsins

14. Insurance For Cannabis Businesses
Author: Shahroz

15. A Comparison Between Grand Vs. Upright Piano Insurance
Author: victor12johnson

Login To Account
Login Email:
Password:
Forgot Password?
New User?
Sign Up Newsletter
Email Address: