Why Violin Insurance Is Important For Musicians?

By Author: micheljordan
Total Articles: 265
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Let’s ask you a question without any introduction. Are you a violinist? If yes, what if your precious string instrument gets damaged, stolen, or torched in an accident? Are you trying to recall whether you have included your musical instruments under your home insurance or not? Well, even if you have, then also the chances of getting comprehensive coverage are very thin. Therefore, without wasting your valuable time, make sure to get a dedicated Violin Insurance right away!

Financial protection means a lot

You might be wondering; can a dedicated musical instrument policy replace your beloved string? No, neither can it replace nor can it prevent a mishap involving your musical gears. However, it can ensure that at least your finances are secure so that you can get another instrument. Initially, you might feel that if or not it is worth going for a dedicated musical instrument insurance plan. However, once you have it, you will feel at peace for sure.

Don’t stay half-covered! Buy a dedicated plan

Some people happen to secure their musical gears through the home or renter's insurance plan. However, ...
... it might not turn out to be what you are looking for. For example - if music makes a significant part of your livelihood, whether you are a musician or a music teacher, you might come across situations that your home insurance might not cover. Therefore, a designated Violin Insurance is a must-have for all musicians, no matter a blockbuster band or a group of beginners.

Musicians should get a dedicated musical instrument plan. Why?

Musical instrument insurance for all

An all-encompassing insurance plan offers a wide range of coverage options to musicians, music teachers, music shop owners, as well as collectors. These insurance options help safeguard and minimize the risks of owning valuable musical gears. Right from loss or damage due to fire to violin repair, a good insurance policy covers it all. Moreover, whether you are a noted musician or just a hobbyist, a suitable musical instrument plan does not differentiate and provide equal coverage.

Safeguard your livelihood

If you have insured your violin for its value in total, you can make sure that it remains safe and you never have to miss your concert due to the unavailability of your gear. Also, unlike your home or renter's insurance plan, your musical instrument insurance plan will cover your gears along with the accessories.

Worldwide insurance protection

Although you would not even want to imagine this situation, such mishaps do take place. Confused. Right? Suppose you are on a musical tour for which you have to travel to different places and countries. God forbids, but what if you find that your gear has gone missing on completely foreign land? Or, what if you have accidentally damaged it beyond repair? Unlike your home insurance plan, an instrument-specific policy offers worldwide-all-risks cover.

No more public-liability-related worries

You never know how financially draining a lawsuit can get until you experience it. Having said that, in your profession, a minor case of public liability can end you up in major legal issues making you shell out fortunes. However, when you have a dedicated musical instrument insurance plan, you do not have to worry about all of these, as your policy will have your back covered.

Complete protection under one roof

Now that you know the importance of a musical instrument insurance plan for a musician, it is time to choose a good insurance company and buy a policy. With a reliable service provider, you will get complete support right from choosing a policy to claim settlement, as and when needed.